1. ICBC Credit Card The billing date of ICBC Credit Card is the end of each month, that is, the 30th or 31st, and the repayment date is the 25th of the following month. Assume that you consume on the 1st of the month and repay on the 25th of the following month. You can enjoy an interest-free period of up to 56 days. ICBC's billing date and repayment date are fixed, which is better than other banks. Other banks do not have fixed billing dates and repayment dates. ICBC credit card installment payment is divided into 3, 6, 12, 18, and 24 installments. The amount of each installment is the consumption amount divided by the number of installments. The ICBC credit card installment payment fee is paid in the first installment. In short, the repayment date for ICBC credit cards is fixed, which is the 25th of the following month. 2. CCB Credit Card The repayment date for CCB Credit Card is 20 days after the bill date. For example, the 5th of each month is the billing day, and the payment due date is the 25th of the month. The billing dates available for CCB credit cards are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; the cardholder’s billing date can be from each month Check it on the bill. The billing date of CCB credit card can be adjusted, but the billing date can only be modified once in a calendar year. For example: If the 17th of each month is the billing day, and if one purchase is made on May 18th and it is credited to the account on that day, then the CCB credit card repayment date is 20 days after the billing date (June 17th), that is, July 7th. The interest-free period for this consumption is 50 days (May 18-July 7). If a purchase is made on May 17 and it is credited to the account on that day, then the CCB credit card repayment date is 20 days after the bill date (June 6), and the interest-free period for the purchase is 20 days (May 17-6 June 6). 3. Bank of China Credit Card The repayment date for Bank of China Credit Card is 20 days after the bill date, that is, if the 7th is the bill date, the due repayment date is the 27th of the month. The interest-free repayment period starts from the bill date to the due date of repayment. The longest interest-free period for Bank of China credit cards is 50 days, and the shortest is 20 days. The length of the interest-free period can be different depending on the card consumption date. After the bill date Spending in one day can enjoy the longest interest-free period. For example: Taking the bill date on the 7th as an example, if the consumption is on May 8, the bill date is June 7, the due payment date is June 27, you can enjoy a 50-day interest-free repayment period (from May 8th to June 27th); if consumption is made on May 7th, that day will be the billing date, the due repayment date is May 27th, and the interest-free repayment period is only 20 days (from May 7th to May 27th). There are 28 billing days for Bank of China credit cards (Bank Center, Credit Card Center, Credit Card Application). These 28 billing days are from the 1st to the 28th. The billing date is randomly determined by BOC credit card holders when they apply for a credit card. Under normal circumstances, customers cannot adjust the billing date. In short, the repayment date for Bank of China credit cards is 20 days after the bill date. 4. Agricultural Bank of China Credit Card The final repayment date for Agricultural Bank of China Credit Card is the 25th day after the statement date. The interest-free repayment period starts from the bank accounting date to the due repayment date. The maximum repayment period for Agricultural Bank of China credit card is 56 days and the minimum is 25 days. Spend the day after the bill date to enjoy the longest interest-free period. It is worth noting that the Agricultural Bank of China credit card currently has four billing days, including the 10th, 20th, 17th and 27th of each month. Depending on the card, the billing date is different and cannot be modified. 5. Bank of Communications credit card repayment date is 25 days after the statement date. For example, the bill date is the 10th of each month, and the payment due date is the 5th of the next month. The monthly statement date of Bank of Communications credit card is generated by the system, and the user has only one chance to modify it within the validity period. For example: if your billing date is the 10th of each month, then the 25th day after the billing date is the due date for repayment. If you make a purchase on May 10th and issue the bill on that day, then the Bank of Communications credit card repayment date will be May 25th. The interest-free period is only 25 days (May 10th to May 25th); if you make a purchase on July 11th, the bill will be issued on August 10th, and the repayment date for your Bank of Communications credit card will be September 5th. The interest-free period is 56 days (July 11-September 5). 6. The final repayment date for CITIC Credit Card and CITIC Bank Credit Card is 19 days after the statement date (excluding the statement date). For example, if the billing date is the 1st of each month, the last repayment date for the statement on May 1st is May 20th; the billing date is the 15th of each month, and the last repayment date for the statement on June 15th is July. 3rd. (The final repayment date varies by month) The interest-free repayment period starts from the bank accounting date and ends on the final repayment date. The longest interest-free period for CITIC Bank credit cards is 50 days and the shortest is 20 days. The length of the interest-free period you can enjoy varies depending on the day when the card is swiped for consumption. The longest interest-free period can be enjoyed by spending the day after the billing date.

For example, your bill date is the 1st of each month. If you consume on August 2nd, the settlement will be on the bill on September 1st. If you pay in full on September 20th, the last payment date, you can enjoy up to 50 days. Interest-free period (August 2-September 20). If you make a purchase on August 1st, that day is the billing day, and the final repayment date is August 20th, you can only enjoy the shortest 20-day interest-free period. The monthly statement date of CITIC Bank credit card is generated by the system and is fixed for each cardholder and cannot be changed. 7. Industrial Bank Credit Card The last repayment date for Industrial Bank Credit Card is the 20th day from the statement date. For example, the bill date is the 18th of each month, and the last repayment date for the May 18 statement is June 7, 6 The last repayment date for the statement on July 18th is July 8th (the last repayment date differs between large and small months). The interest-free repayment period starts from the bank accounting date to the final repayment date. The longest interest-free period for Industrial Bank credit cards is 50 days and the shortest is 20 days. The length of the interest-free period varies depending on the day when the card is swiped for consumption. The longest interest-free period can be enjoyed by spending the day after the billing date. For example, your bill date is the 18th of each month. If you consume on August 19, the settlement will be on the bill on September 18. If you pay in full on October 8, the last payment day, you can enjoy up to 50 days. Interest-free period (August 19-October 8). If you make a purchase on August 18, that day is the billing day, and the final repayment date is September 7, you can only enjoy the shortest 20-day interest-free period. The optional billing dates for Industrial Bank credit cards are: the 2nd, 4th, 8th, 11th, 13th, 18th, 21st and 23rd of each month. The Industrial Bank credit card statement date can be changed, but please note: 1. The Industrial Bank credit card statement date needs to be changed through the Industrial Bank credit card phone number: 95561. 2. The billing date can be changed once every six months and cannot be changed frequently. 8. Ping An Bank Credit Card The final repayment date for Ping An Bank Credit Card is the 18th day after the statement date. For example: the 20th of each month is the billing day, and the 8th of the next month is the final repayment period (regardless of the size of the month). The interest-free repayment period starts from the bank accounting date to the final repayment date. The longest interest-free period for Ping An Bank credit cards is 50 days and the shortest is 19 days. Spending on the day after the bill date enjoys the longest interest-free period. For example: the 20th of each month is the billing day, the 8th of the following month is the final repayment day, consumption is on July 21st, August 20th is the billing day, and September 8th is the final repayment day, enjoy interest-free repayment The period is 50 days (July 21st to September 8th); if consumption is made on September 20th, October 8th is the last repayment day, and the interest-free period enjoyed is 19 days (September 20th to October 8th) Number). Ping An Bank credit card statement dates can be set as: the 5th, 10th, 15th, 20th, and 25th. You can check it in your monthly statement, online banking, or call customer service. You can modify the Ping An Bank statement date and final repayment date as needed, but they can only be modified twice a year. 9. Everbright Bank Credit Card The last repayment date for Everbright Bank Credit Card is 20 days after the statement date; for example, the 7th is the statement day and the last repayment date is the 27th of the month. The interest-free repayment period is from the bank accounting date to the repayment date. The longest interest-free repayment period for Everbright Bank credit card is 50 days and the shortest is 20 days. The length of the interest-free period you can enjoy varies depending on the date of swiping your card. Spending one day after the bill date can enjoy the longest interest-free period. For example: your bill date is the 7th of each month, and the last repayment date is the 27th of the month. If you make a purchase on May 8 and it is credited on that day, the last repayment date will be 20 days after the bill date (June 7). day, that is, June 27, and the interest-free period for this consumption is 50 days (May 8-June 27). If a purchase is made on May 7, that day is the bill date, and the final repayment date is 20 days after the bill date (May 27), then the interest-free period for the purchase is 20 days (May 7-May 27) ). Everbright Bank credit card statement dates are the 1st, 5th, 8th, 15th, 18th, 22nd and 25th of each month. When the Everbright Bank credit card is approved, the system automatically generates a statement date, which cannot be changed after it is generated. 10. China Merchants Bank Credit Card China Merchants Bank Credit Card’s last repayment date is 18 days after the statement date, that is, if the 5th is the statement day, the last repayment date is the 23rd of the month, and if the 17th is the statement date, the 5th of the next month is the final repayment date. Day (does not distinguish between big and small months). The maximum interest-free period for China Merchants Bank credit cards is 50 days. The length of the interest-free period you enjoy varies depending on the day when the card is swiped for payment. You can enjoy the longest interest-free period for purchases made on the day after the bill date. Taking the bill date on the 5th as an example, consumption will be on May 6th, the bill will be issued on June 5th, and June 23rd will be the final repayment date.

The China Merchants Bank credit card statement date can be set to the 5th, 7th, 10th, 12th, 15th, 17th, 22nd, and 25th of each month. You can modify your statement date through the China Merchants Bank credit card customer service phone number. Note: 1. You can modify the bill date and final repayment date of China Merchants Bank as needed, but can only modify it twice a year; after modification, pay attention to your repayment date and amount to avoid overdue; 2. China Merchants Bank Credit Card Online Banking, China Merchants Bank You can check your billing date and repayment date through bank credit card statements and China Merchants Bank credit card customer service phone number; 3. Minimum repayments and credit card cash withdrawals do not enjoy interest-free treatment. 11. Shanghai Pudong Development Bank Credit Card The final repayment date for Shanghai Pudong Development Bank Credit Card is 20 days after the statement date (from the statement date). For example, the 5th of each month is the billing day, and the payment due date is the 24th of the month. The interest-free repayment period starts from the bank accounting date to the final repayment date. The longest interest-free period for Shanghai Pudong Development Bank credit card is 50 days and the shortest is 20 days. The interest-free period you can enjoy varies depending on the card transaction date. The bill You can enjoy the longest interest-free period for purchases made on the next day. For example: If the 17th of each month is the billing day, if one purchase is made on May 18th and it is credited to the account on that day, the due date for repayment is 20 days after the billing date (June 17th), that is, July 6th. The interest-free period for this consumption is 50 days (May 18-July 6). If a purchase is made on May 17 and is credited to the account on the same day, and the due date for repayment is 20 days after the bill date, the interest-free period for the purchase is 20 days (May 17-May 5). The statement date of Shanghai Pudong Development Bank credit card cannot be changed. After the cardholder successfully applies for a Shanghai Pudong Development Bank credit card, the system automatically generates a billing date. The billing date generated by the system may be any day of the month. Once generated, the billing date cannot be changed.