Huaxia bank has a credit card that is completely free of annual fee. For example, Huaxia Elite Global Credit Card _ Platinum Card (MasterCard) is free of annual fee for life, and there are some supplementary cards, such as Huaxia Credit Card Platinum Card Supplementary Card, Huaxia ETC Credit Card Gold Card Supplementary Card, Huaxia Titanium Card Supplementary Card, Lufthansa Miles & etc. More-Huaxia co-branded card, free for senior members or VIP members, free of annual fee for supplementary cards. In addition, Huaxia official card is free of annual fee.

In addition, although other cards have annual fees, all credit cards issued by Huaxia Bank (except Huaxia Yida Gold Card) are exempt from annual fees in the first year, and those who spend or withdraw more than five times in a year are exempt from annual fees in the following year. Huaxia Yida Gold Card is exempt from the annual fee in the first year, and the annual fee in the following year can be exempted if you spend or withdraw 1 time or more within one year.