If you are currently applying for an ICBC credit card, there is no initial password. You can go to the bank counter with your card and your ID to go through the activation procedures. At that time, you can enter the relevant password, or you can Enable by dialing 95588 and following the relevant voice prompts, and entering the relevant password (there will be an instruction when you receive the card). If your credit card was applied for by someone else in the past, it is best to go to the person who helped you apply for it. Because the system requires you to activate it yourself, but there are also individual cases where you can activate it on your behalf, so please make the decision based on the actual situation. If it is enabled by someone else, it is best to go to the bank counter or call 95588 or go to an ATM to change the password after asking for the password.