You can sell it, but you can't handle the transfer. You can handle the transfer only after the loan is repaid. During the period when the transfer is not completed, the legal rights and interests of the buyer can't be protected. The state implements a unified registration system for real estate. The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect. Legal objectivity:

The establishment, alteration, transfer and extinction of the real right of immovable property in Article 29 of the Civil Code shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered. Article 21 The registration of immovable property shall be handled by the registration institution where the immovable property is located. The state implements a unified registration system for real estate. The scope, registration organization and registration method of unified registration shall be stipulated by laws and administrative regulations.