How to apply for credit card installment:

1. To apply by phone, call the customer service number of the credit card bank, select manual service according to the prompts, and then tell the customer service the amount of installment you want to apply for, Just wait for the number of phases and the application to be approved.

2. For online banking, log in to online banking and credit card accounts, select bill inquiry, then click on bill installment, fill in the form completely and submit it, waiting for approval.

3. Use WeChat to apply, add the bank’s WeChat service account, and follow the prompts on the page to select card application and installment services.

4. To apply at a bank outlet, you can go to the bank's business hall with your ID card and credit card to pick up the number and apply directly.

Operating environment: Apple Not the same. But generally speaking, the higher the installment number, the higher the interest rate. Compared with large private commercial banks, the interest rates of state-owned banks will be lower to a lesser extent. The following are the current interest rates of various banks:

1. ICBC credit card installment interest rate: interest-free for 3 periods, 1.8 for 6 periods, 2.7 for 9 periods, 3.6 for 12 periods, 5.85 for 18 periods, 15.6 for 24 periods. (One-time charge).

2. Agricultural Bank of China credit card installment interest rate: 0.6 per month (charged every month).

3. Bank of China credit card installment interest rate: 1.95 for 3 periods, 3.6 for 6 periods, 5.4 for 9 periods, 7.5 for 12 periods, 11.7 for 18 periods, and 15 for 24 periods (one-time charge).

4. CCB credit card installment interest rate: 0.7 for 3 periods, 0.6 for 6 and 12 periods (charged every month).

5. CITIC Bank credit card installment interest rate: 1.50 for 1 period, 0.82 for 3 periods, 0.82 for 6 periods, 0.77 for 12 periods (charged every month).

6. The installment interest rate of Pudong Development Credit Card: 0.72 for 3 periods, 0.7 for 6 periods, and 0.66 for 12 periods (charged every month).

7. China Merchants Bank credit card installment interest rate: 1.0 for 2nd period, 0.9 for 3rd period, 0.75 for 6th period, 0.7 for 10th period, 0.66 for 12th period, 0.68 for 18th period, 0.68 for 24th period (charged every month).

8. Bank of Communications credit card installment interest rate: 0.72 per month (charged every month).

9. Guangfa Credit Card installment interest rate: 0.65 for 6 and 12 periods, 0.7 for 18 and 0.72 for 24 (charged every month).

10. Everbright Credit Card Installment Interest Rate: Apply for installment repayment before consumption, 12-month installment, charge 0.5 per month. The types of bill installments include 3, 6, 9 and 12 periods, with interest rates of 2, 4, 5 and 6 respectively (charged in one lump sum).