Credit cards have no transfer function, so you can't transfer money through any channel, and of course you can't use WeChat to transfer money. But you can't transfer money directly or indirectly. There are two methods of operation. Next, Jintou Bian Xiao will introduce the remittance method of micro-credit card.

1, credit card acquisition:

This is the most basic financial function of credit cards. If the amount in the card is enough, you can withdraw cash through ATM or borrow in advance, transfer the credit card money to the savings card in the cardholder's own name, and then give it to others through WeChat.

However, I don't quite agree with this practice. The handling fee is 65438+ 0%~3% of the current account, and the interest is calculated at the daily interest rate of 5% of the current account. What's important is that many banks' credit card cash is included in the minimum repayment amount, and it must be paid in one lump sum after the bill comes out, which is very stressful.

2. Credit card:

Print credit card money with POS machine and scan code payment method, and then use WeChat to remit money after receiving the account. In order to avoid being controlled by the wind, some things must be paid attention to when printing cards. First, it must be consumed during the normal time of the business. Second, the number of cards printed must be consistent with the type of merchants. In addition, long jumpers need to be printed.

If real consumption is the best, such as friends and relatives buying something, you can pay with your own credit card and then give yourself cash. With the signing of tickets, the control of banks can also be handled simply.