Is Bank of Communications Pacific Credit Card a state-owned enterprise?

No.

Bank of Communications Credit Card Center is not a state-owned enterprise. Bank of Communications Credit Card Center is a branch of Co., Ltd. (listed). Bank of Communications Pacific Credit Card Center is a credit card approval and management agency jointly established by Bank of Communications and HSBC and is affiliated with the Bank of Communications Head Office.

Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing HSBC’s advanced technology and management. It brings together both global and local advantages, with the theme of “Global Card for Chinese People” and advocates a A brand-new consumer culture and card-using experience, providing preferential benefits and considerate services all over the world. Fully integrated into the small card, it gives a precise interpretation of the "Chinese Global Card". Bank of Communications Credit Card is not afraid of hardships and innovation, and has been committed to providing better services and creating a better life for cardholders, making unremitting efforts to help more Chinese people enjoy world-class benefits more easily.

The establishment time of Bank of Communications Credit Card Center is based on the relevant arrangements for strategic cooperation between Bank of Communications and The Hongkong and Shanghai Banking Corporation Limited.

Bank of Communications credit card products are all named "Pacific". Common Bank of Communications credit card varieties include: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Pacific Liuxiang VISA Credit Card, Bank of Communications Pacific Walmart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Pacific Airlines Secretary Card, Bank of Communications Hong Kong New World Department Store Credit Card and Pacific Business Card. The new Bank of Communications Pacific Credit Card combines Bank of Communications' vast service network across the country and HSBC's management experience and technical support. It is a truly global credit card. Whether you are at home or abroad, you can enjoy shopping and leisure conveniences, highlighting the advantages of global access. Pacific Liuxiang VISA credit card and Pacific Airlines Secretary Card are no longer available. In addition, the Shanghai World Expo-themed Expo Card has been added.

The establishment of the Credit Card Center marks the real beginning of the strategic partnership between Bank of Communications and HSBC. At the same time, both parties hope to accumulate experience for cooperation in other fields through cooperation in the credit card business and build the Pacific Credit Card Center into a domestic The No. 1 card issuer promotes the credit cards issued by both parties to become credit cards with the highest visibility and praise, the largest number of card issuances and transactions, the best risk control, and the best profitability.

I would like to ask how much is the annual fee for the Bank of Communications Pacific Credit Card?

The current annual fee payment standards for the Bank of Communications Pacific Credit Card are as follows:

1. Bank of Communications Dual Currency Pacific Credit Card Credit card:

1. The gold card is 200 yuan per year for the main card and the supplementary card is 100 yuan per year;

2. The regular card is 140 yuan per year for the main card and 70 yuan for the supplementary card. Year.

2. Bank of Communications Single Currency Pacific Credit Card:

1. The gold card is 120 yuan per year for the main card, and the supplementary card is 60 yuan per year;

2. The main card is RMB 80 per year, and the supplementary card is RMB 40 per year.

For more information about the annual fee of Bank of Communications Pacific Credit Card, go to: View more content

The annual fee of Bank of Communications Pacific Credit Card

(1) Gold Card : 120 yuan/year for the main card and 60 yuan/year for the supplementary card.

(2) Regular card: 80 yuan/year for the main card and 40 yuan/year for the supplementary card.

Bank of Communications Pacific Credit Card is a credit card issued by Bank of Communications. It has three basic functions: credit consumption, cash advance, and transfer settlement. It is a real credit card that supports consumption first and repayment later.

Any individual with full capacity for civil conduct and legal income can present his or her valid identity document (including ID card, military officer ID card, police officer ID card, pass, return home permit, passport, etc.) recognized by the public security department. The same below) apply for a personal master card from the card issuer.

An individual principal card applicant may apply for no more than three supplementary cards for his or her spouse and immediate family members with civil capacity; all amounts used in the supplementary cards will be credited to the principal card account, and the principal card holder will The person is responsible for repaying all amounts due on the supplementary card.

The Pacific Credit Card issued by Bank of Communications Credit Card Center is a credit card product created by Bank of Communications with the introduction of advanced technology and management from HSBC. It brings together the dual advantages of global and local, and is based on the "Chinese Global Card" The purpose is to advocate a new consumer culture and card-using experience, and provide preferential treatment and considerate services all over the world.

When making purchases at merchants in mainland China, you can directly use your signature to confirm the transaction. If you are accustomed to using signature and transaction password to confirm transactions, you only need to call our 24-hour customer service hotline to enable the merchant transaction password verification service. You do not need to enter the transaction password when making purchases at overseas merchants.

Whether you use this card at home or abroad, you can choose to repay in RMB in the end to avoid the inconvenience caused by insufficient foreign exchange abroad. Various repayment methods save time, effort and worry, allowing you to arrange funds reasonably and travel and shop more freely.

The "Lixiang Life" points reward program allows you to get a wide range of free gifts while swiping your card to enjoy the ideal life! Earn 1 point for every RMB spent on RMB and 8 points for every USD spent on ++. We will launch a new points reward booklet every few months, and each issue has a different series of exquisite and fashionable gifts. You only need to call the 24-hour customer service hotline to enjoy an exclusive one-stop point redemption service and easily get your favorite gifts. Whether you are in a fashionable city, an ancient cultural city, or a water town in the south of the Yangtze River, you can enjoy the discounts offered by merchants in many cities across the country. The "Exclusive and Superior" merchant preferential program allows you to taste fashionable life as you please, and enjoy surprise privileges from merchants in the five major categories of fine wine and food, consumption and shopping, travel and leisure, health and beauty, and jewelry and beauty, thereby demonstrating your superior VIP status.

What is the Bank of Communications Pacific Credit Card Black Card?

The Bank of Communications Pacific Credit Card Black Card, also known as the Y-power Card, is a Bank of Communications credit card for young people. It has a low application threshold and a high pass rate, but you must have a college degree or above. The card is black and relatively fashionable, so it is popular among young people. Popular with many young people.

1. Advantages of Pacific Credit Card Black Card

Read more about the advantages and features of the 2015 Bank of Communications Youth Card

2. How to apply for Pacific Credit Card Black Card

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2015 Bank of Communications Youth Card application conditions

Required supporting documents to apply for the Bank of Communications Youth Card in 2015

3. Bank of Communications Annual fee and handling fee standards for Pacific Credit Card black cards

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2015 Bank of Communications Youth Card annual fee standards

2015 Bank of Communications Youth Card procedures Fee Standards

2015 Bank of Communications Youth Card Mobile SMS Reminder Fee Standards

4. Bank of Communications Pacific Credit Card Black Card Points Redemption Activities

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2015 Bank of Communications Youth Card Points Standard

2015 Bank of Communications Youth Card Points Redemption Method

How to check the 2015 Bank of Communications Youth Card Credit Card points?

5. Bank of Communications Pacific Credit Card Youth Black Card Limit

Extended Reading

What is the Bank of Communications Youth Card Limit in 2015

Transportation in 2015 How to quickly increase the limit of the Bank Youth Card

BoCom Y-POWER Credit Card

(Up to 100% of the cash withdrawal limit, the cash withdrawal fee is as low as 5 yuan per transaction)

What is the annual fee for the Bank of China Great Wall Pacific Insurance Credit Card?

Annual fee for Bank of China Great Wall Pacific Insurance Credit Card:

1. Charging standard: 20 yuan/year for main card of silver card; 80 yuan/year for main card of gold card.

2. Current discount: The first year is exempted.

3. Current exemption policy: 5 transactions will be waived for the next year.

The above annual fee discounts are applicable from January 1 to December 31, 2022.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What is the difference between Bank of Communications’ Pacific Card and credit card?

All Bank of Communications’ bank cards, including credit cards, are called Pacific Cards, so Pacific Card includes credit cards, and the two cannot be distinguished and compared. , generally the comparison of debit cards and credit cards:

Relying on Bank of Communications branches across the country, Pacific Card has always been the card with the widest coverage among emerging bank cards. There are currently less than 3 million cards issued. In terms of card issuance time, Pacific Card is only half a year behind Development Card among emerging bank cards, and is nearly two years ahead of the third-place Guangfa Card.

Pacific Card concentrates on promoting credit cards and has occupied a certain market share through promotional methods such as express card application. Faced with the sluggish growth of the entire credit card market, Bank of Communications launched the Taipingxiang debit card for the first time in Chongqing in June 1997.

Pacific debit cards are RMB cards, including Pacific MasterCard and Pacific Connect Card, and are divided into corporate cards and personal cards. Both corporate cards and personal cards are divided into main cards and supplementary cards, photo cards and non-photo cards. Compared with Pacific Credit Card, Pacific Debit Card has more popular functions and simpler procedures, making it especially suitable for working-class people.

Bank of Communications Pacific Card is a credit card that integrates three major functions: credit consumption, cash advance, and transfer settlement.

Function

1. Three basic functions: credit consumption, cash advance, transfer settlement;

2. Real credit card: consume first, pay back later payment.

Application conditions

Any individual with full civil capacity and legal income can apply with his or her valid identity document recognized by the public security department (including ID card, military officer ID card, police officer ID card, Pass, return permit, passport, etc., the same below) apply for a personal master card from the card issuer.

An individual principal card applicant may apply for no more than three supplementary cards for his or her spouse and immediate family members with civil capacity; all amounts used in the supplementary cards will be credited to the principal card account, and the principal card holder will The person is responsible for repaying all amounts due on the supplementary card.

Bank of Communications Pacific Card Baidu Encyclopedia

That’s it for the introduction of Pacific Credit Card.