ICBC Financial E is our personal credit consumption loan. Convenient application: You can handle it yourself through various online channels such as ICBC e-life, e-finance, e-finance and online banking, or you can handle it at our business outlets, and the loan will be received in real time as soon as possible. If you have successfully applied for an ICBC credit card before, the information submitted is true and valid, and you can pass the examination in 2 minutes at the earliest.

：

ICBC's e-loan process:

Step 1: Enter China Industrial and Commercial Bank to sign the e-loan;

Step 2: Press the sign of borrowing immediately after entering;

Step 3: Press I Know on the pop-up page;

Step 4: Enter the loan page and enter the required amount;

Step 5: Click to send the verification code and fill in the verification code;

Step 6: Fill in the SMS verification code, and then press Next;

Step 7: Check my information, and then click Next;

Step 8: Click I agree after reading the commitment letter completely;

Step 9: Finally, click OK to finish the processing.

Where is the most reliable and direct loan? Moreover, compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend. However, when applying for online loans, we should pay attention to choosing a formal platform, which can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.

Has the following advantages:

65,438+0. Interest rate concessions: interest will be calculated on a daily basis for e-loans. At present, the e-loan is 10000 yuan (one year), and the minimum daily interest is less than 1 yuan.

2. Revolving credit: if E borrows, it can be repaid in advance, and two repayment methods, namely equal principal and interest, are supported, and some customers support paying interest on schedule and repaying the principal at one time.

3. Flexible term: the shortest loan term of Rong E is two months, and the longest is generally two years. Some customers can enjoy a longer term. You can flexibly choose the number of loan periods within the longest loan period.

4. Better experience: no mortgage, no guarantee, pure credit, self-service application up to 200,000.

Conditions for ICBC to apply for electronic loans

E-finance adopts the white list system to grant credit, that is, only qualified high-quality customers can inquire about the loanable amount and apply for loans. If you are prompted that you can't handle it for the time being, it is recommended to use ICBC credit cards or handle various financial products and businesses of ICBC, accumulate personal credit, and try to apply again after a while.

Counter handling

Applicants can carry valid identity documents through the counter.

Note: Debit cards registered at the counter should be used as loan and repayment accounts; The system will automatically judge whether you meet the application conditions. If passed, please refer to the approval results. After successful processing, it cannot be undone.