What credit card is suitable for Japanese tourism

JCB dual-currency card is the first choice

It is understood that although there is a UnionPay system in Japan, it is mainly concentrated in large merchants, and many shops and hotels only accept international cards. Compared with Visa and Master, JCB cards are relatively rare in China. However, JCB is a card organization originated in Japan, and it has the most activities in Japan, so it is best for Japanese tourists to bring a JCB credit card.

according to the survey, at present, ICBC, BOC, CCB, China Merchants Bank, CITIC, Minsheng, China Everbright, Shanghai Pudong Development Bank, Ping An and other banks have launched JCB credit cards. However, it is worth noting that except for a few JCB cards such as Bank of China, ICBC and Minsheng, which are dual-currency credit cards of RMB and Japanese yen, the rest are still dual-currency cards of RMB and US dollars.

when a dual-currency card with RMB and USD is swiped in Japan, the credit card organization will first convert Japanese yen into USD according to the exchange rate on the day of swiping, and record it into the cardholder's USD account. In the process of converting Japanese yen into US dollars, cardholders will be charged a currency conversion fee of about 1.5% of the credit card amount. After returning home, the cardholder needs to buy US dollars in RMB according to the exchange rate on the repayment date, and then repay the consumption amount in US dollars.

However, if a dual-currency card with Japanese yen and RMB is spent in Japan, the Japanese yen used for swiping the card will be directly credited to the cardholder's Japanese yen account. After returning to China, you only need to purchase Japanese yen directly in RMB for repayment.

Is it a chip card or a magnetic stripe card with UnionPay debit card when traveling to Japan?

To travel to Japan, a chip card or a magnetic stripe card with a UnionPay debit card is acceptable, as long as it is a card with a UnionPay logo. Most shops in Japan can use UnionPay. If you want to withdraw money, you need the UnionPay logo. You can take it at the atm in Japan, but you may have to charge a handling fee.

in Japan, you don't need to carry a lot of cash to withdraw cash, which can avoid unnecessary property losses. If the card is lost. You can call the issuing bank to report the loss to ensure the safety of the account funds.

Extended information:

According to the website of Nihon Keizai Shimbun, familymart, Japan has added three overseas credit cards that can be used for in-store settlement, and China UnionPay Card, South Korea Shinhan Card and American Discovery Card can be used in all familymart in Japan.

711 and Rosen are connected to UnionPay card for settlement, but it is the first time that three overseas credit cards are universal in the whole store. In order to attract more tourists from China, familymart will also introduce a new type of ATM in about 4, stores, and tourists can use UnionPay cards to withdraw Japanese yen. At the same time, the store will also set up an automatic foreign currency exchange machine to provide convenience for tourists to shop.