My Alipay refund has been returned to China Merchants Bank's credit card. How can I see where the money is?
To check the refund information, you can view it through the app Pocket Life of China Merchants Bank's credit card. The steps are as follows:
1. First, install the Pocket Life app in the application center, as shown below.
2. Click Pocket Life. Log in to the app with the number that is used to handle the credit card
3. Click on the menu bar below to card finance
4. Click on the bill to inquire
5. There will be an Alipay repayment information in the bill, as shown in the following figure.
Note: if the refund is made, it will be negative, that is to say, the refund amount will be returned directly, and the refund degree corresponding to the credit card will be restored.
How to inquire about the credit card refund?
the credit card bill has been paid off, and a refund has occurred, and the refund funds will be returned to the credit card account. This money can be used to repay the credit card arrears, and can also be used for credit card swiping, cash withdrawal and transfer. Cash deposited in credit card accounts will become overpayment, and some banks need to pay handling fees for overpayment and cash withdrawal, so it will be more cost-effective to use overpayment for repayment and credit card swiping.
in fact, the credit card will be refunded, and before repayment, the refund will be restored to the limit to hedge the bill, and the user does not need to repay this refund amount.
Personal credit report is required for bank loans:
1. Bring my ID card or the client's ID card and power of attorney, and go to the credit inquiry window of the People's Bank of China where you are located to provide your ID card for printing personal credit records;
2. Open China People's Credit Information Center official website (Google browser version 3.3.2), and submit an application for personal credit information records in the personal inquiry column with the mobile phone number matching the ID card registration account. Usually, the mobile phone will receive the inquiry code sent by the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the query code of SMS in the personal query column to access personal credit information, and download and save a PDF document at the bottom of the page.
Conditions for applying for bank loan business:
Natural persons aged between 18 and 65;
2. The actual age of the borrower plus the loan application period should not exceed 7 years old;
3. Have a stable occupation and income, and the ability to repay the loan principal and interest on schedule;
4. Good credit information, no bad records, and legal use of the loan;
5. Meet other conditions stipulated by the bank;
6. You can apply for loan business in a local bank if you meet the above conditions.
To apply for a bank loan, you need to prepare materials:
1. Valid identity documents;
2 proof of permanent residence or valid residence, and proof of permanent residence; 3. Proof of marital problems;
4. Bank flow;
5. proof of income or personal assets problems; 6. Credit report;
7. loan use plan or statement;
8. Other information required by the bank. Conditions required for bank loans:
(1) A permanent residence of urban residents with full capacity for civil conduct at least 18 years of age or a legal and valid identity certificate, and the lender is usually required to be between 18 and 6 years of age in bank loans;
(2) having stable legal income and the ability to repay interest;
(3) Good credit information;
(4) Other conditions required by the lending bank.
where can I find the money returned by the original route?
The money returned by the credit card can be found in the following ways:
1. Online banking inquiry. Cardholders can log in to the issuing bank's online banking, and then check the credit card bill to see the refund record.
2. mobile banking inquiry. Cardholders can log in to the issuing bank's mobile banking, and then check their credit card balance and bills.
3. Bank counter inquiry. Cardholders can bring their ID cards and credit cards to the bank counter to check the money refunded by credit cards.
At present, the credit card refund will only be returned to the paid card, and will not be returned to the payment platform. For example, if the credit card tied to Alipay is used for payment, the money will be returned to the credit card when the refund is made, and will not be returned to Alipay. Generally, when the refund occurs, there will also be SMS notification.
a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).
Credit card is a kind of non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when they use credit cards, and they will make repayment on the settlement date. Except for some credit cards combined with financial cards, general credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct funds from users' accounts.
a credit card is a special carrier card with consumer credit, which is issued by a commercial bank to individuals and units, so as to make purchases, spend money and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.
a real credit card has the following characteristics: cash deposit is not encouraged, it is paid after consumption, it enjoys an interest-free payment period, it can be repaid by installments (with minimum repayment amount), and it can be used worldwide by joining international credit card organizations such as VISA and MASTER.
how can I check whether the credit card refund has been received successfully?
If the credit card refund is successful, you can pay attention to the short message from the bank, and the quick payment of the bank card is a refund from Alipay.
to inquire about the refund, you need to log on to the bank website or go to the bank ATM to inquire and pay with Alipay.
Credit card consumption record inquiry of CITIC Bank:
1. Inquire about the credit card consumption record of CITIC Bank through SMS:
2. Click on the consumption inquiry record to inquire about the credit card consumption record of CITIC Bank, and inquire about the credit card consumption record of CITIC Bank through online banking: log in to the online banking of CITIC Bank and check the bill details.
3. Inquiries at the bank counter and bills (no extra handling fee is required for SMS inquiry)
The refund was successful, and the refund time is uncertain. You can pay close attention to the transaction records. You can check them in your credit card transaction records.
in addition, write off the funds paid at that time. Generally, it takes 3-7 working days for the refund to arrive, and mobile online banking or computer online banking will do!
Refund to a credit card does not mean that there is cash in the card, but only means that the system has passed the examination.
If you have any other questions, you can directly contact the customer service in official website.
As long as the refund is successful, it can be returned to the credit card within three days. You can check the refund details by opening the order details, which will show the last arrival time of your credit card.
The process of refunding the ticket purchased by the credit card in 1236 is as follows:
While the refund is in progress, it is recommended to pay attention to the time when the funds are returned to the bank card, which is usually 2-7 days.
there will be no SMS notification on the credit card after receipt, so don't judge whether the funds have arrived by whether you have received SMS.
the specific arrival time is subject to the bank.
if the status of the bank card is abnormal, if it is cancelled and the bank card is not returned successfully, it will be returned to the balance of Alipay account.
at the same time, pay attention to the balance of Alipay account and the fund entry of bank card.
The credit card refund of the bank can be directly inquired in the unbilled bill.
if it doesn't arrive after two days.
after the refund is successful, you can check it in the outstanding bill of the credit.
after Taobao's successful refund, the money will generally be returned to China Merchants Bank's credit card within two days.
When you use China Merchants Bank to shop in Taobao, you can call the customer service of the bank for consultation. If there is a refund, the money paid will be returned the same way. After the refund is successful, click on my Alipay, but the money doesn't arrive immediately, or it can be a mobile phone number. If there is no money, you can find out whether there is money in your Alipay, and if there is a credit card, there must be Alipay. You recall that when you registered Want Want's name, Alipay came into being at the time of registration, so don't worry. Besides Alipay, there are two channels for Taobao to return the money, which is returned to the credit card. Maybe you don't remember which one.
If you log on to my Taobao, one of the two is your Alipay. As long as you have registered a Want Want account, what is it registered with?
that's enough for the introduction of how to inquire about refunds to credit cards.