Hello, minimum repayment amount = 65,438+00% Credit card account, all general transactions, 65,438+000% account, all outstanding installment transactions, 65,438+000% minimum repayment amount in the previous period, 65,438+000% account, all funds used over the credit line, 65,438+000% expenses. If it is short-term, try to spend money. "Spend money" is the original Baidu financial credit service brand (original name: Baidu spend money, changed its name to "spend money" on June 20 18), and its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. It has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.
How much is the minimum repayment of CITIC Credit Card for 30,000 yuan?
300 yuan. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The calculation method of the minimum repayment amount of bank credit card in the bank is: when the first bill is settled, the minimum repayment amount is 10% of the total bill, and thereafter the minimum repayment amount is 5% of the total bill, that is, 30,000 yuan multiplied by 10% = 300 yuan, and the minimum repayment amount is 300 yuan. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches.
My ICBC credit card totals 30,000 yuan, showing a minimum repayment of 24,250 yuan.
Minimum repayment amount. The minimum repayment amount of ICBC's credit card refers to the "minimum repayment amount" listed in the current bill before the stipulated due repayment date. If the repayment is made according to the minimum repayment amount listed in the bill, the remaining amount belongs to the normal credit balance and does not enjoy the interest-free period.
What is the minimum repayment for a 30,000 credit card?
Minimum repayment amount = 65,438+00% All general transactions in credit card account 65,438+000% All outstanding installment transactions in account 65,438+000% The outstanding portion of the minimum repayment amount in the previous period 65,438+000% exceeded the total credit line usage of the minimum interest of the account 65,438+000%.
Knowledge expansion:
(1) The interest rate conversion formula for RMB business is (note: common for deposits and loans):
1. daily interest rate (0/000)= annual interest rate (%)÷360= monthly interest rate (‰)÷30.
2. Monthly interest rate (‰) = annual interest rate (%)÷ 12
(two) banks can use the product interest method and the transaction interest method to calculate interest.
1. Accumulate the account balance daily according to the actual number of days, and multiply the accumulated product by the daily interest rate to calculate the interest. The interest-bearing formula is:
Interest = cumulative interest-bearing product × daily interest rate, where cumulative interest-bearing product = total daily balance.
2. Transaction-by-transaction interest calculation method calculates interest one by one according to the preset interest calculation formula: interest = principal × interest rate × loan term, with three details:
If the interest-bearing period is a whole year (month), the interest-bearing formula is:
① Interest = principal × year (month )× year (month) interest rate
If the interest-bearing period is a whole year (month) and days, the interest-bearing formula is:
② Interest = principal × year (month) × year (month) interest rate principal × odd days × daily interest rate.
At the same time, banks can choose to convert all interest-bearing periods into actual days to calculate interest, that is, 365 days per year (366 days in leap years), and each month is the actual number of days in the Gregorian calendar of the current month. The interest-bearing formula is as follows:
③ Interest = principal × actual days × daily interest rate
These three formulas are essentially the same, but because the interest rate conversion is only 360 days a year. However, when calculating the actual daily interest rate, it will be calculated according to 365 days a year, and the result will be slightly biased. Which formula is used specifically, the central bank gives financial institutions the right to choose independently. Therefore, the parties and financial institutions can agree on this in the contract.
(3) Compound interest: Compound interest means adding interest at a certain interest rate. According to the regulations of the central bank, if the borrower fails to repay the interest at the time agreed in the contract, it will be charged with compound interest.
(4) Penalty interest: If the lender fails to repay the bank loan within the prescribed time limit, the penalty interest paid by the bank to the defaulter according to the contract signed with the parties is called bank penalty interest.
(V) loans overdue liquidated damages: penalties for the defaulting party with the same nature as penalty interest.
(six) the formulation and filing of interest calculation methods
The interest-bearing settlement rules and methods for deposit and loan business formulated by national commercial banks as legal persons shall be reported to the head office of the People's Bank of China for the record, and the customers shall be informed; Regional commercial banks and urban credit cooperatives should be reported to the branches of the People's Bank of China and the central branch of the provincial capital for the record, and inform customers; County rural credit cooperatives as legal persons may, according to the actual situation of the county rural credit cooperatives, formulate the rules for interest calculation and settlement and the interest-bearing measures for deposit and loan business, and report them to the branch of the People's Bank of China and the central branch of the provincial capital for the record, and the rural credit cooperatives as legal persons shall notify the customers.
How to calculate the minimum repayment amount of credit card (debit card) 30 thousand
The general minimum repayment amount is 10% of the consumption amount and other payables. For example, if the cardholder spends 30,000 yuan on a credit card (debit card) and the current repayment amount is 30,000 yuan, then if the minimum repayment amount is 10% of the consumption amount, then the minimum repayment amount is 3,000 yuan.
The minimum repayment amount means that the cardholder can't pay off all the consumption money before the repayment bill date, and can choose the minimum repayment amount to run the repayment according to the bank regulations. If the minimum repayment amount is selected, all expenses on the bill will not be exempted from interest, and the full penalty interest will be paid from the day when the credit card (debit card) is swiped.
I have a 30000 ICBC credit card. If I only pay the minimum repayment, what is the interest?
I have a 30000 ICBC credit card. If I only pay the minimum repayment, what is the interest?
This has nothing to do with your credit limit. It depends on the amount of your credit card bill. Interest is calculated differently in every bank. China Merchants Bank will pay 0.5 ‰ interest every day from the second day of each consumption in your bill until it is paid off. I wonder if ICBC is 0.5 ‰. You can estimate it first. If you spend 30,000 yuan, the daily interest is 15 yuan, depending on when you pay it back. After 30 days, it is 450, and so on.
I have a 30,000 ICBC credit card. If I only pay the minimum payment, what's the interest next month?
From the day you swipe your card, the daily interest of several ten thousandths (usually five ten thousandths) will be calculated in this way until you repay the loan.
What is the interest after the minimum repayment amount of China Merchants Bank's credit card?
With China Merchants Bank's credit card, the minimum repayment amount is the minimum amount that you must repay before the monthly repayment due date stipulated by the bank. You can not repay in full, but the repayment amount of each installment must be greater than the minimum repayment amount, which is the basic repayment requirement for you to maintain a good credit record. If you can't enjoy the interest-free repayment period by choosing the minimum repayment amount, you will be charged interest on all the consumption in the current period from the bookkeeping date (usually the day after consumption), with a daily interest rate of 0.5 ‰ until you pay it off in full. If all the payable amount of this period is paid off before the due repayment date, you can enjoy the interest-free period of consumption. You can choose the repayment method according to the specific situation. Minimum repayment amount = 65,438+00% cash advance principal 65,438+00% non-cash advance transaction principal 65,438+000% expenses 65,438+000% interest 65,438+000% over consumption 65,438+000% minimum repayment amount outstanding in the previous period. Please refer to the minimum repayment amount listed in the bill.
ICBC credit card, 13000 has been swiped. What's the interest after the minimum repayment?
The interest per period is about 100 yuan. If you want to know the actual amount, it's simple. The minimum repayment is 65438+ 00% of the bill plus handling fee (which can also be regarded as interest). If your minimum repayment amount is 1380, then subtract 1300 (10% of the bill), that is, the handling fee for each period is 80.
What is the interest on the minimum withdrawal amount of credit card?
Credit card withdrawal only pays the minimum repayment amount, and the daily interest on arrears is 0.5 ‰.
Minimum repayment amount:
① It means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can make repayment according to the minimum repayment amount stipulated by the issuing bank;
2 but you can't enjoy the interest-free repayment period;
③ The minimum repayment amount is 65438+ 00% of consumption amount plus other payables;
④ The minimum repayment amount is listed on the current bill;
⑤ Minimum repayment amount = 65,438+00% of the unpaid consumption amount within the credit line, 65,438+000% of the cash advance transaction amount, and the unpaid part of the previous minimum repayment amount exceeds 65,438+000% of the credit line expenses and interest.
What is the interest on the minimum repayment amount of Huaxia Credit Card? For example, the interest on the minimum repayment amount10,000 is ...
Are you asking about interest or minimum repayment?
There seems to be no direct correlation between these two figures, right?
The interest is five ten thousandths of a day, counting from the day of swiping the card, and how much interest is owed.
The minimum repayment amount is a requirement of the bank for our repayment on the bill, at least how much should we pay back.
Of course, if the minimum repayment amount is not enough, the bank will have another charge, the late payment fee. It's related to the minimum repayment amount.
If the minimum repayment amount is not paid off, a late fee will be charged by multiplying the balance of the minimum repayment amount by 5%.
The full repayment of CCB credit card is 523 12.90, and the minimum repayment amount is 523 1.29. What are your interests?
Credit cards have a fixed billing date every month, and 20 days after the billing date is the final repayment date. Before the final repayment date, consumers will be repaid in full according to the bill amount and enjoy the interest-free period. If you don't repay in full and on time, consumers won't enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when your consumption is recorded.
If you repay 52,365,438+02.9 according to the bill amount before April 25th, then this bill is fully repaid, and your consumption enjoys an interest-free period, so it is not counted as interest. But if you can't pay that much at once, you can, but you must pay the minimum repayment amount, which will not affect your personal credit. However, as long as there is no full repayment, then the consumption will not enjoy the interest-free period, and the bank will charge interest in full at five ten thousandths from the date when your consumption is credited, one day. However, if the minimum repayment amount is not paid before the final repayment date, a late payment fee of (minimum repayment amount-the amount paid before the due repayment date) × 5% and the minimum 5 yuan (1 USD/Euro) will be charged. And the bank should report your overdue records to the People's Bank of China. Having an overdue record will always have a little impact on your future business, so it is very important to repay the minimum repayment amount on time!
The credit card owes 7 thousand yuan. If you only make the minimum repayment, what is the interest?
(China Merchants Bank) If "minimum repayment amount" is selected, you cannot enjoy the interest-free repayment period. From the bookkeeping date (usually the day after consumption), interest will be charged on all consumption in the current period, with a daily interest rate of 0.5 ‰ until you pay it off in full.
What is the interest on the minimum repayment amount of ICBC's credit card?
The interest on the minimum repayment amount of ICBC's credit card is 5/10000, and the use of the minimum repayment amount begins to enter the cycle of interest.
Calculated according to each transaction from the bookkeeping date (consumption date), the daily interest is five ten thousandths;
Accumulated to the repayment date, after deducting the repayment, the interest will be recalculated according to the remaining arrears;
The interest of the previous period will be accumulated into the principal on the arrival date of each period.
Examples of revolving interest:
If the bookkeeping date is 5th of each month, the due repayment date is 23rd of each month; The current bill printed by the bank on April 5 includes all trading accounts from March 5 to April 5;
Suppose there is only one consumption in the current bill, the consumption amount is 65,438 yuan+0,000 yuan, and the time for merchants to ask for payment is March 30;
The "payable amount in this period" printed in this bill is 65,438 yuan+0,000 yuan, and the "minimum repayment amount" is 65,438 yuan+0,000 yuan; In different cases, the revolving interest is:
① If 65,438+0,000 yuan is paid off in full before April 23rd, the circulating interest in the statement on May 5th will be zero;
② If only the minimum repayment amount is 65,438+000 yuan on April 23rd, the revolving interest on the statement on May 5th will be 65,438+07.85 yuan.
The specific calculation is as follows: 1000 yuan× 0.05 %× 24 days (from March 30th to April 22nd) (1000- 100) yuan× 0.05 %×13 days (from April 23rd to May 5th)
What is the minimum repayment amount of ICBC credit card?
The minimum repayment amount is 10% of the bill.
For example, the minimum repayment amount of a 10,000-yuan bill this month is about 1000.
/kloc-the minimum bill interest of 0/50,000 yuan is 5 yuan per day.
So much for the introduction of the minimum credit card repayment amount of 30,000.