How long is the validity period of the industrial and commercial bank card?

ICBC cards can be divided into debit cards and credit cards, both of which have time limits. The validity period of ICBC debit cards is generally 10 years, and the corresponding validity period will be directly displayed on the cards of bank cards. Icbc debit card chip cards often expire after 10 years. Once the debit card expires, the cardholder will not be able to handle all kinds of business such as transfer and inquiry at ATM and ICBC counter through the bank card, and need to replace it with a new card. Of course, improper operation and card damage will also lead to early failure of debit cards. ICBC's credit card is generally valid for 3-5 years. Users can directly check the specific expiration time of credit cards on the card surface, and banks often remind cardholders to change their cards in time one month before the expiration.

Savings card is a kind of financial transaction card issued by the bank to provide financial services for depositors, which belongs to a kind of debit card. There are two kinds: magnetic stripe and chip. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines.

The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.

I hold a valid identity document to handle it at any bank branch. You must open a current account first. The account balance shall not be less than 10 yuan. Unstamped withdrawal account. Non-loss-reporting account, frozen account and normal account status.

The handling fee of savings card mainly includes annual fee, small account management fee, loss reporting fee, new card worker, cash withdrawal fee (including local interbank, remote bank, remote bank, overseas ATM, Hong Kong and Macao), transfer fee (including remote bank, remote bank, local interbank and overseas wire transfer) and online banking transfer fee (including remote bank, remote bank, local interbank and overseas remittance).