Application conditions
1. Individuals with full capacity for civil conduct and legitimate income can apply for a personal master card from the card issuing agency with their valid identity documents (including ID card, military officer's card, police officer's card, passport, etc.). ) approved by the public security department.
2. Applicants for personal master cards can apply for no more than three supplementary cards for spouses and immediate family members with civil capacity; All the funds used by the secondary card are transferred to the main card account, and the main card holder is responsible for repaying all the payables of the secondary card.
Extended data:
Corresponding expenses
Late payment fee: 5% of the unpaid part of the minimum repayment amount of each installment;
Overlimit fee: the fee is 5% of the part exceeding the credit limit;
Cash withdrawal by local peers: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan;
Local inter-bank cash withdrawal: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan;
Cash withdrawal from peers in different places: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan; Cross-bank cash withdrawal in different places: 65438+ 0% of the transaction amount, with the lowest charge of 3 yuan.
Cash withdrawal from overseas UnionPay: 1% of the transaction amount, with a minimum charge of 15 yuan;
Overseas non-UnionPay cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3 and a maximum charge of $30;
Overseas emergency cash withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3;
Recover the overpayment from local counterparts: 65,438+0% of the transaction amount, with a minimum charge of $3, a minimum charge of 3 yuan and a maximum charge of $30;
Recovery of local inter-bank overpayment: 65438+ 0% of the transaction amount, with a minimum charge of $3, a minimum charge of 3 yuan and a maximum charge of $30;
Recover the overpaid part from the counterparts in different places: 65438+ 0% of the transaction amount, with a minimum charge of $3, a minimum charge of 3 yuan and a maximum charge of $30;
Take back the overpaid part from different places and banks: 65438+ 0% of the transaction amount, with a minimum charge of $3, a minimum charge of $30 in 3 yuan;
Overseas UnionPay overpays for withdrawals: 1% of the transaction amount, with a minimum charge of $3, a minimum charge of 15 and a maximum charge of $30;
Overseas non-UnionPay overpayment withdrawal: 65438+ 0% of the transaction amount, with a minimum charge of $3 and a maximum charge of $30;
Overseas emergency card replacement fee: 175 USD, gold card loss reporting fee in 0 yuan, and Puka loss reporting fee of 35 USD;
Card replacement fee: 20 yuan;
Courier fee: 20 yuan;
Handling fee for making (mailing) statements: 5 yuan for each copy;
Loss reporting fee: 50 yuan;
Cost of resetting password letter: 20 yuan;
Obtaining domestic purchase orders: 6 yuan
Obtain foreign purchase orders: 6 dollars for dual-currency cards and 6 dollars for dual-currency cards;
Baidu Encyclopedia-Postal Savings Bank Credit Card Gold Card