China Merchants dual-currency credit card is not necessarily a visa card. China Merchants Bank also issues dual-currency cards with master, JCB, American Express Blue Label and other logos.

Visa credit card is a credit card that can be overdrafted, that is, consume first and then repay. There is no interest on deposits and handling fees on withdrawals. It is used for swiping purchases and is mainly suitable for users who need to go abroad.

China Merchants Dual Currency Visa Credit Card refers to a card with the "UnionPay" logo affixed on the upper right side of the card and a visa logo affixed on the lower right side. When swiping the card domestically, RMB settlement is used. When swiping the card abroad, it will automatically Enter the foreign currency settlement system.