1. CCB Longka IC Credit Card is a UnionPay standard chip credit card launched by China Construction Bank. It has all the financial functions of traditional magnetic stripe credit cards, and also provides cardholders with higher security, more functional services and better user experience.
Second, smart chip media is safer. Chip media, using chips with independent computing, encryption, decryption and storage capabilities, has a strong security authentication mechanism, which can effectively prevent fraud risks and provide customers with a safer trading environment. 2. There are various forms of transactions to ensure the smooth progress of transactions. CCB Dragon IC Credit Card is a composite medium card with chip and magnetic stripe. When trading, priority is given to trading through chips. When the acceptance machine does not support chip trading or the chip trading fails, the transaction success rate can still be effectively guaranteed by magnetic stripe trading. 3. Non-contact payment, expanding the scope of use. CCB Longka IC Credit Card has an electronic cash account, which supports both contact and non-contact chip information reading methods. In the non-contact mode, on the non-contact POS terminal that supports fast payment, offline micro-payment can be completed quickly with a flick of the hand, without swiping the card and entering the password. 4. Electronic cash deposit enjoys interest-free treatment. The maximum amount of electronic cash account is RMB 65,438+0,000. Cardholders can deposit electronic cash accounts through CCB outlets, and enjoy an interest-free period when using credit cards. The balance of electronic cash can be inquired at the counter of outlets and ATM machines.
Three, the new card customers can enjoy double points within 60 days after the card verification (that is, spending RMB 1 yuan 2 points), and the maximum points given are not more than 65438+ 100000 points.
Four. When using Longka IC credit card to withdraw money or refund tax in consumption abroad, the foreign currency transaction amount will be directly converted into RMB according to the market exchange rate for deduction, and there is no need to pay the currency conversion fee, which can avoid the cost caused by multiple conversions.