What is the "online application+counter confirmation" business process of CITIC Bank's credit card?

The business process of "online application+counter confirmation" of CITIC Bank's credit card is as follows:

Fill in the application materials online, pass the pre-trial materials, notify the customer to confirm by SMS, confirm the customer at the branch, and send the card by express after the approval is successful.

Note: customers who apply for a card for the first time must go to the outlet to confirm!

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