1) Minimum repayment amount: 65438+ 00% of bills payable in the current period+unsettled expenses in the previous period.

2) Full repayment: the total amount payable for bills issued in this period.

3) Paying off the current debt: paying off the full amount of bills, the current debt that has been accounted for but not accounted for.

4) Optimal repayment amount: the part of the total repayment amount of the current bill that is not paid off at present. (that is, the bills issued in this period must be repaid, MINUS some money that has been repaid in the future. )

Conclusion: Optimal repayment is the best repayment method.

There are two possibilities in your situation:

1. The bill owed 4,400 yuan, and there may be some repayments, remittances from relatives and friends, remittances from customers, and repayments from merchants, resulting in 3,600 yuan not being paid off.

Second, the bill should be paid back to 3600 yuan, and 800 yuan was spent after the bill. The current total debt is 4400.

Bank of Communications owes 6,000,600, which is the minimum repayment amount. After paying the minimum amount, there will be overdraft interest of five ten thousandths of the bill every day.

First, due to economic difficulties, the full amount is not clear for the time being. Second, the income from investment projects is far greater than the overdraft interest, otherwise there is no need to be so generous to banks.