How to fill in the name of the company applying for a credit card

The company should fill it in truthfully.

Because the first thing a bank calls back is to call the company, we should pay attention to several aspects in the process of filling in:

1. The company to be filled in should be found on the enterprise credit network;

2. It is best to fill in the unit phone number as the landline number;

3. The company can find your position.

If you want to optimize your work experience, you can make a little optimization in terms of working hours and salary, but you can't exaggerate it. Although the bank may not call back, it is difficult to apply for a credit card when it calls the company for verification, and in serious cases, the credit will be affected.

credit card processing process

1. Prepare application materials,

2. After the materials are ready, you can apply at the bank or make an appointment online.

3. Then wait for the bank's approval. During the approval process, the bank will call the applicant to verify the information.

4. After the approval is passed, the bank will mail the card to the applicant, and it will take about 3 weeks to get the card after successfully submitting the information.

Different credit cards have different specific conditions, and most of them need the following conditions:

1. There are certain age requirements for handling credit cards: they must have full capacity for civil conduct, that is, they must be 18 years old or above;

2. Have legal and stable income and good credit;

3. Provide corresponding identification documents: a copy of ID card or military officer's card;

4. Proof of work. Some banks also need to provide proof of income and financial resources. Financial proof can include a copy of real estate license, a copy of motor vehicle driving license, passbook, etc. Anyway, financial proof depends on the individual's repayment ability, which makes it easier to handle;

5. Proof of residence, which can be a copy of the household registration book, proof materials issued by the street, or other proof materials. This is easier to do;

6. There is also an application form to apply for a credit card.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

the credit card stipulated in the relevant laws of our country (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1-2]. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the credit card standard is CreditCard[3].

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

how to fill in the name of the credit card company and department when applying for a credit card

Do you have a job? Fill in your work unit if you have a job. It is not easy to apply for a job, and one of the conditions for applying for a card is to have a stable job and income.

how to fill in the telephone number of a credit card company

If there is no unit, freelancers can fill in - directly, and the bank will call you to ask about the situation during the audit, and then you can explain it to the bank staff. Other assets can be provided to prove that the cardholder is financially capable, so as to improve the audit pass rate.

when applying for a credit card, fill in the telephone number. If you have a company, you can fill it in truthfully. The bank will verify the situation by telephone to prove the work experience and income certificate of the cardholder. Having a regular job and a steady income will increase the pass rate of credit cards.

according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

Application method

Application

In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in Chinese mainland) and a certain direct financial source can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate. The application form is accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's autograph. [9]

Review

After receiving the application form and relevant materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the review mainly include whether the contents of the application form are true or not, evaluating the credit degree of the applicant, and reviewing the relevant information of the guarantor for the individual.

usually, the bank will examine the applicant's various information and economic situation according to the application materials to judge whether to issue a credit card to the applicant. The factors considered are the applicant's past credit history, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. The standards of different card-issuing banks are also different. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

card issuing

after the applicant successfully applies for a credit card, the card issuing bank will open a separate credit card account for the cardholder at the card issuing bank for shopping, consumption and settlement after cash withdrawal.

card opening

because the card is sent by post after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements. At this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

after accepting a credit card, a credit card merchant or bank should review the validity of the credit card and the identity of the cardholder.

how to fill in the name of the company applying for a credit card?

Name of the company applying for a credit card. Please truthfully fill in your current actual company name (business license name)

Remember not to fill it in indiscriminately, otherwise it will be found to be false information during the review and will be blacked out by the bank. As a result, you refused to apply for a credit card in another bank in the later period. Ha

How to fill in the name of the company applying for a credit card, and how to fill in the name of the company applying for a credit card

1. Just fill in the name of your company and your department truthfully. The main application conditions for a credit card are that you are at least 18 years old, have full operational ability, have a stable job and income source, and have a good personal credit.

2. credit card processing process: prepare the application materials, and after the materials are ready, you can apply to the bank or make an appointment online; Then wait for the approval of the bank, and the bank will call the applicant to verify the information during the approval process; After the approval, the bank will mail the card to the applicant, and get the card about 3 weeks after successfully submitting the information.

how to write the name of the company when applying for a credit card?

is the name of the unit or company where you work. If not, you can write individual work.

the name of the department is one of the bank's examination materials, and it is only necessary to fill it in according to the facts. After receiving the application form and relevant materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the review mainly include whether the contents of the application form are true or not, evaluating the credit degree of the applicant, and reviewing the relevant information of the guarantor for the individual. Fill in the credit card application form, which generally includes the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate.

the application forms are accompanied by a credit card use contract, and the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, and submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., with the applicant's autograph. Usually, the bank will examine the applicant's various information and economic situation according to the application materials to judge whether to issue a credit card to the applicant. The factors considered are the applicant's past credit history, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. The standards of different card-issuing banks are also different. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

I hope the following information will help you:

Conditions for applying for a credit card:

1. A natural person who has reached the age of 18 and has full capacity for civil conduct and repayment can apply for a personal card master card with his valid identity document and relevant supporting documents, and can also apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (with the permission of his legal representative). The main cardholder can apply for cancellation of the supplementary card at any time.

all transaction funds of the supplementary card, corresponding interest and expenses are credited to the account of the main card, and the cardholder of the main card bears all repayment responsibilities.

2. Institutions, organizations, military units, enterprises, institutions and other organizations (hereinafter referred to as units) that have the ability to repay the basic account opened by financial institutions in China can apply for the unit card with the basic account account opening registration certificate and relevant supporting documents approved by the People's Bank of China.

the cardholder of the company card must be designated in writing by the legal representative (person in charge) of the company or its authorized agent. All the transactions of each cardholder and the corresponding interest and expenses are credited to the Longka credit card account of the unit, and the unit shall bear the repayment responsibility. The unit may apply for cancellation of the cardholder's qualification or change the cardholder at any time.

This is the end of the introduction about how to fill in the company applying for a credit card and how to fill in the company and company phone number when applying for a credit card. I wonder if you found the information you need?