If you don't have a friend's credit card, you can make a card-free transaction directly at the ATM, input your friend's card number, and directly transfer the money to your friend's card to achieve the purpose of repayment. If there is, you can directly deposit money for repayment.
Second, Alipay repays.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3
Application version: v 10.2.53
1. Log in to Alipay account and click Application Center-Credit Card Repayment-Credit Card Management.
2. Click+to add a credit card
3. Fill in the credit card information and click OK.
4. The credit card was successfully added. You can choose the set credit card directly for the next repayment, which is convenient and quick. You can also choose to modify settings or delete credit card information. Use Alipay to help others pay back their credit cards, and pay back through Alipay mobile client for free; Repayment by computer, the repayment rate is 0.20%, ranging from the lowest in 2 yuan to the highest in 25 yuan.
Tips: The name of the account is the same as the name of the receiving bank, which means repayment for me; The account name is inconsistent with the name of the receiving bank, and repayment is made for others, including the relationship between the traditional Chinese characters and simplified Chinese characters of the credit card holder's name and Alipay account name.
Three. Repayment of business outlets
When you arrive at the business outlet, you can directly transfer the money into the other party's bank card, and the salesperson will implement it after you confirm it, so as to achieve the purpose of repayment.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
20 17 12 1 the English translation and writing standard for public service was formally implemented, which stipulated that the English name of the credit card standard was. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). On May 25th, 2002/KLOC-0, the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.