China everbright bank cannot continue to apply for the temporary credit card line when it expires. the temporary credit card line must be paid off in one lump sum. if it cannot be repaid, a high overrun fee of 5% will be charged, and interest will be calculated at the daily interest rate of .5%.

① Temporary credit line, as the name implies, is the total credit line temporarily raised by the bank on the basis of permanent credit line to meet the temporary needs of customers;

② According to the regulations of the bank, the general temporary credit line is increased by 2% on the basis of the permanent credit line, and it has a certain validity period;

③ Raising the temporary credit card limit can make cardholders enjoy the convenience of spending by swiping the card at the peak of consumption.

④ The temporary credit limit does not enjoy revolving credit, and the actual credit card limit exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date.