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What if I don't have a fixed phone number for my credit card?
What if I apply for a credit card without a fixed line?

You can fill in someone else's

It is recommended to fill in a landline where you can contact or consult. If you don't fill it in, the approval rate will be greatly reduced.

If there is no landline at home, I can fill in the landline phone number of my relatives or friends, as long as I can verify my basic information. If the company does not have a landline, the success rate of application will plummet. Because the bank will call back after the application is submitted, which is part of the audit, the general telephone survey will call your company to ask if you are a person, mainly to make sure that you have a job and have the ability to repay. The telephone number of the company is a very important audit factor. In most cases, the bank will call the company.

Method 1: Fill in the company's fixed telephone number.

If there is no telephone for personal position arrangement, you can write the company's front desk fixed telephone number or other fixed telephone numbers. Don't tell them, if the bank calls, just say it's not here, and let them transfer it to their mobile phones.

Method 2: Fill in the fixed telephone numbers of relatives and friends.

If you are temporarily unemployed, apply for a credit card at home. You can fill in a friendly or friend's fixed telephone number. Don't forget to tell the bank to call your mobile phone.

What if there is no fixed telephone when applying for a credit card?

You can fill in a fixed number that you are familiar with.

For example, the fixed telephone number of hometown and the fixed number of relatives and friends can be used.

Or try to fill in the company's landline.

Banks generally don't call home, but only call your company to check your credit information and find out if there is you in the company.

Under normal circumstances, as long as customers repay loans on time and do not default, banks generally do not call home.

Citizens with full capacity for civil conduct (Chinese mainland/KLOC-citizens aged 0/8) who have a certain direct source of income can apply for a credit card from the issuing bank.

Extended data

Guide to handling credit cards:

Application-review-card issuance-card opening-identification-authorization-use-card cancellation.

Credit cards are usually only used by the cardholder himself, and lending them to others is generally a violation of the use contract.

Before the credit card is cancelled, the account balance must be settled, and the whole process of card cancellation must be completed within 45 days after the application.

References:

Baidu encyclopedia-credit card

Do I have to use a landline to get a credit card? How to solve it without a landline?

Now everyone has a mobile phone, but the traditional landline is hard to see in ordinary families. To apply for a credit card, you need to fill in a fixed telephone number. What if there is no fixed telephone? Can't I get a credit card without a landline?

When filling in the credit card application materials, if you don't fill in the landline number, the chances of bank issuing cards will be much smaller. You must have a landline to get a credit card, because banks use it to ensure the stability of your life and work. General banks will pay a return visit to the fixed telephone number you fill in when reviewing your card qualification to ensure that the information you provide is accurate.

How can I apply for a credit card without a landline?

First, fill in the company's fixed telephone number.

Generally, it is best to fill in the company's landline number in the fixed telephone column. As long as the bank checks your basic information, work and income information through the landline, basically the credit card can be approved.

Second, fill in the landline numbers of relatives and friends.

Friends who have no job can borrow money from relatives and friends when applying for a credit card. The person you choose had better be reliable and can help you pay a return visit through the bank phone smoothly.

In principle, you must have a landline to apply for a credit card. Banks don't usually call you often. You can safely fill in the landline number, so that the pass rate of your card will be higher.

What if I don't need a company landline phone to get a credit card?

There is no company landline phone for credit cards. If you still use the landline at home, you can also fill in the landline number at home. If you don't use a landline at home, you can also fill in the phone numbers of your familiar relatives and friends.

Filling in the fixed telephone number with a credit card can facilitate the bank's audit and return visit. It can be said that filling in the fixed telephone number may not be able to get off the card smoothly, but if it is not filled in, it can be said that it is very likely that the audit will not pass. Therefore, those friends who don't have a landline in the company but want to apply for a card can fill in the landline number of their home or relatives and friends.

Extended data:

The necessity of filling the fixed telephone with credit card;

The bank requires that the landline telephone number must be filled in when applying for a credit card to ensure the stability of the applicant's life and work. If the company doesn't have a fixed telephone, the bank will think that your work is not very stable during the audit, which may affect your personal comprehensive score, leading to the failure of the audit or the low credit limit after the audit.

Moreover, filling in the fixed telephone number is also convenient for banks to pay a return visit when reviewing credit cards. If you don't fill it in, the card rate will be greatly reduced.

The introduction of how to handle credit cards without fixed telephone number and how to handle credit cards without fixed telephone number ends here. I wonder if you have found the information you need?