Let me explain to you the relevant regulations on using credit cards.

first

You use a credit card

I accidentally accepted some bank charges, access channels and other regulations.

You use the card

However, it failed to repay the loan or pay the card-related fees on time.

The bank has advised you to charge interest, late fees and other fees.

At the same time, as users have done many times.

This information can be fed back to the bank's personal information synthesis (this information is shared by all banks)

A bad record that leads to your personal malicious default on the bank.

1. The so-called account statement is the proof of your timely repayment (statement). As long as you can provide information for nearly half a year, it is enough to prove your current credit status.

2. Proof of so-called malicious arrears

Simply put, why did you owe this money in the first place?

How much is owed and so on.

As long as the bank is willing to explain

Your debt is just a delay.

But you don't know.

If I find you, you will pay me back.

It should be enough, or you can ask the bank to repay on time according to your current situation.

Help you lift this blacklist.

So you won't have any trouble handling similar loans in other banks.

3.of course not.

Only local banks can provide this information.

You can also consult 95533 for details.