Withdrawal of Guangfa Credit Card can be made after you have a credit card, and the withdrawal limit is generally half of the credit limit, but the fees are higher, one is the handling fee, and the other is interest, starting from the date of withdrawal Calculation, mostly five ten thousandths. If you withdraw 2,000, the handling fee is generally 30 yuan, and the interest is 50,000 per day. If it is not repaid after one month, penalty interest will be added.

1. You cannot repay in installments after withdrawing cash from Guangfa Credit Card. Credit card withdrawal is called "cash advance".

1. The amount of cash that can be borrowed in advance is one-third to the full amount of the credit limit. The total amount plus the total amount of transactions must not exceed your credit limit, and some banks have daily limits. The amount of cash advance;

2. Some domestic banks limit it to 50% of the credit limit;

3. Cash can be obtained quickly without any guarantee within the limited limit;

4. There is no interest-free repayment period when using a credit card to advance cash, and interest will be calculated from the day the cash is withdrawn;

5. The interest on cash advances is very high, and the daily interest rate is very high. 5.

6. The handling fee is very high. The handling fee is generally more than 1 and is collected in one go.

2. Overpayment of Guangfa Bank credit card refers to the remaining amount after the cardholder repays all the repayments in the current period. For example, if you need to repay 900 yuan in this period, and the actual repayment is 1,000 yuan, the extra 100 yuan is the overpayment. It is free to withdraw overpayment with Guangfa Bank credit card, but under special conditions, handling fees will be charged.

3. If you are a Guangfa Bank credit card holder, when you withdraw the overpayment overseas, you will be charged a handling fee. The standard fee is 3 US dollars of the withdrawal amount, with a minimum of 3 US dollars. The minimum withdrawal fee for RMB is 10 yuan. 4. At present, the order of credit card repayment in most banks is as follows: first repay the interest and installment fees on the current bill, then repay the cash withdrawal amount on the current bill, and then repay the credit card cash installment and credit card loan principal on the current bill. The principal after installments of deposits and ordinary consumption will be paid back to the ordinary consumption on the bill for the current period. If there is still remaining repayment after the bill for the current period is paid off, the amount of cash consumption and other unpaid bills will be withdrawn.