Credit card grace period means that the cardholder can repay within a period of time after the due repayment date, and after applying to the credit card center, he can reduce the corresponding interest and late payment fees without being recorded in the bad credit record by the bank, which is called credit card grace period. According to the regulations of the bank, once the cardholder fails to return the corresponding amount after the final repayment period, the cardholder needs to pay the corresponding interest and late fees, and may be entered into a bad credit record by the bank. However, there are many non-subjective reasons that can't be controlled in the actual operation process. For example, the customer who automatically binds repayment fails to repay due to the failure of the banking system, and uses other repayment methods to repay, but the repayment amount on the last repayment date has not been recorded. These non-subjective reasons have long been the grace period of credit cards. The cardholder can call the credit card center to explain the situation after the above situation, and the customer service specialist of the credit card center will reduce the relevant fees for you according to the actual situation. The grace period of credit cards is generally 2 to 3 days. Pay special attention to early repayment to avoid all kinds of troubles caused by late repayment.