1. How does the court decide the subject of legal costs when the credit card is overdue?

in the case of overdue credit cards, the court will generally order the losing party to bear the legal costs, unless the winning party voluntarily bears them.

Article 29 of the Measures for Payment of Litigation Costs

The litigation costs shall be borne by the losing party, except those voluntarily borne by the winning party.

if the case is partially won and partially lost, the people's court will decide the amount of litigation costs borne by the parties respectively according to the specific circumstances of the case.

*** If the litigant loses the case, the people's court shall decide the amount of litigation expenses to be borne by each litigant according to its interest in the litigation object.

second, what are the legal fees for overdue credit cards?

(1) fees for accepting cases;

(2) application fee;

(3) transportation expenses, accommodation expenses, living expenses and lost time allowance incurred by witnesses, expert witnesses, translators and adjusters when they appear in court on the date specified by the people's court.

3. What are the court's trial procedures after overdue credit card prosecution?

1. Announce the court session.

check the identity of the parties, announce the members of the collegial panel, inform the parties of their rights and obligations, and ask whether to apply for withdrawal.

2. court investigation.

the parties state the facts of the case.

3. Proof and cross-examination.

Inform witnesses of their rights and obligations, witness to testify, read out the testimony of witnesses who did not appear in court, and produce documentary evidence, physical evidence and audio-visual materials; Both parties express their opinions on the evidence materials.

4. Debate in court.

the parties argue and demonstrate the disputed facts and legal issues.

5. court mediation.

under the auspices of the court, both parties agreed to settle the dispute.

if a mediation agreement is reached, a mediation agreement is made, which will take effect after both parties sign it, and the parties perform the contents of the mediation agreement or apply for execution; If no mediation agreement is reached, the collegial panel shall make a verdict (verdict).

4. what materials should I prepare for the application for compulsory execution of the court judgment if the credit card fails to execute within the time limit?

1. application for execution. Signed or sealed by the application executor.

2. Original legal document in force.

3. Implement the applicant's identity certificate. If an individual citizen applies, a copy of the resident identity card shall be submitted;

4. If the applicant cannot apply to the court for execution in person and needs to entrust an agent to apply for execution on his behalf, a power of attorney shall be issued.

5. Proof of effectiveness of legal documents. If it is a judgment, mediation or ruling of our court, it shall be signed by the handling judge or clerk to prove that it has taken effect.

6. Provide a list of the property available for execution by the person subjected to execution.

if the cardholder can't make up the credit card loophole in time, he will not only pay off the credit card debt and overdue interest, but also bear additional legal fees after being sued. The acceptance fee for overdue credit cards mainly depends on the amount owed. If the amount owed does not exceed 1, yuan, the court will only charge 5 yuan the acceptance fee. After filing the case, the court will notify the plaintiff to pay the acceptance fee in advance.