Ping An Bank's repayment date can be extended by 3 days, and users' repayment during this period can be regarded as normal repayment, and there will be no bad record in credit reporting.

It should be noted that the repayment must be completed before the end of 24:00 on the third day after the due repayment date. If it is not completed in time, it will not be regarded as repayment, and it will be regarded as overdue.

Frequent repayment within the grace period is not recommended. If the cardholder repays frequently within the grace period of Ping An Credit Card, Ping An Bank will think that the cardholder's repayment ability is insufficient, which may affect the increase of credit card limit.