First of all, the account number 3 under Credit Card Overdue means that 3 credit card accounts have been overdue. The month number 33 means that the total number of months counted in the report is 33 months. The longest number of overdue months 4 means that among all overdue records, the longest overdue time is 4 months.

Details:

1. The number of accounts below the credit card is overdue 3: This means that you have 3 credit card accounts that have been overdue in your past credit history. , that is, failure to repay the arrears or the minimum payment amount on time.

2. Number of months 33: This refers to the total number of historical months included in the credit report. Generally speaking, a credit report will compile a history of at least 36 months (3 years) of your credit information. If you have a longer credit history, more months may appear on your report.

3. The longest number of overdue months is 4: This means that among all overdue records, the longest period for which an account has been late in repaying bills has reached 4 months. This indicator reflects the most serious delinquencies in your past credit history.

Summary:

Through the personal detailed credit report, you can know the number of overdue credit card accounts, the number of credit report statistical months, and the longest number of overdue months. These indicators are important references for evaluating your credit status and repayment ability.

Extended information:

The personal detailed credit report is a credit report provided by credit reporting agencies for personal inquiry in accordance with the regulations of the China Banking Regulatory Commission. In addition to the number of overdue credit card accounts, the number of months, and the longest number of overdue months, a personal detailed credit report usually also includes basic personal information, the repayment status of other loans (such as housing loans, car loans, etc.), and company records. (such as tax arrears, court judgments, etc.), inquiry records, etc. By reading your personal detailed credit report, you can fully understand your credit status, identify problems in a timely manner and take appropriate measures to improve your personal credit.