CCB's credit card is the easiest to apply for among the four major state-owned banks, so many cardholders apply for it. However, after the card arrives, some friends will find that CCB has issued two cards, but they only have one. What about this extra card? Let's see why.
Why did CCB issue two credit cards?
Don't be surprised if you find that you only have one card, but CCB has issued two. This is because the credit card you applied for is issued according to the "1 1" card group model, so as to facilitate your use of the card. Of course, the two credit cards you receive may be the same credit card, but the card organizations are different; But it is also possible to receive two completely different credit cards. This mainly depends on the credit card institution you apply for.
For example, if you apply for Longmusi credit card VISA now, you will issue a global payment platinum card (Visa version); Those who apply for UnionPay Dragon Card Family Credit Card will be issued VISA Dragon Card Family Credit Card.
So, how to use two CCB credit cards?
One is based on card organization, and the other is based on your actual needs.
If it is a card organization, you can use UnionPay card to swipe your card in China, visa card with the same credit card abroad, or visa card on Haitao website in China. If the two cards you receive are not UnionPay cards, you can exchange the cashback card for two visa cards, and then the visa version of the global payment card will automatically convert your consumption into RMB, and then you can repay directly in RMB.
The above is the introduction of how to send two credit cards to CCB. In short, there is always a reason for CCB to issue two credit cards, but it should be noted that no matter how many cards are issued, they all share a quota, and the annual fee of each credit card is calculated separately.
Why did he send me two cards when I applied for a CCB credit card? How do you use those cards?
In order to meet the diversified financial needs of credit card consumption and increase the safety and convenience of credit card use, customers can apply for two credit cards at any branch of CCB or through STM (Intelligent Teller Machine). They only need to fill in an application form and fill in the card type code dedicated to the combination product. The first card is approved first, and the second card is realized through card allocation after the first card is issued. The difference between the arrival time of the two cards is about 5- 10 working days. For detailed information about application and use, please consult your local outlets.
(In case of business changes, please refer to the actual situation. )
Why does CCB have one credit card and two cards?
If a credit card has two cards, it is possible that one is the main card and the other is the auxiliary card. Whether it is the primary card or the secondary card, the credit limits of the two credit cards are shared.