Most commercial banks fully support credit card processing. Please refer to the following for specific information.
1. Currently, the banks that support credit card processing are:
Ping An Bank, Postal Savings Bank, Industrial and Commercial Bank of China, Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, Bank of Communications, China Merchants Bank Bank, China Minsheng Bank, China CITIC Bank, Industrial Bank, China Everbright Bank, Shenzhen Development Bank, Hua Xia Bank.
2. Application conditions for applying for a credit card:
1. Domestic persons: aged 18 to 60 years old;
2. Have a stable career and income, and have Good credit and the ability to pay interest on time;
3. The area is within the scope of door-to-door collection services of the credit card center. For details, please see the online information filling page.
3. Application materials:
1. Proof of identity: usually an ID card (if it is a new version of the ID card, a copy of the front and back sides is required), and military personnel need to provide a copy of the military ID card;
2. Work certificate: It can be the original work certificate issued by the employer, or a copy of the work permit/plate that has been verified by the promoter and marked on the original;
3. Financial proof : It can be salary records issued by banks, or income tax withholding certificates, or documents proving the financial level of houses, cars, deposits and investment market values;
4. Other documents for reference are also available. Including: social insurance personal account list, water and gas bills, credit card bills from other banks, etc. in the past 6 months.
4. The application process is as follows:
1. Go to the local bank to fill in the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income. , the guarantor and his basic information, etc.;
2. Submit certain copies of certificates and certificates to the card issuer, fill in the application form truthfully according to the content of the application form, and submit the completed application form at the same time. Relevant credit certificates must be submitted;
4. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information and the privacy of the card-issuing bank. Protection policy, etc., and must have the applicant’s signature.