According to the credit line approved by China Bank and its own financial situation, you can flexibly choose the following two ways to spend by stages.

A. High-quality credit customers recognized by China Bank (hereinafter referred to as credit staging).

As a credit card holder of China Bank (including China Bank series credit cards and the new generation Great Wall card), you can call the customer service hotline of China Bank at 4006695566 to inquire about the specific amount of car installment. After the customer service personnel verify your identity and confirm the demand quota, they will feed back the result of quota adjustment to your mobile phone through SMS;

If your specific quota meets your car purchase needs, you can apply for car staging at the merchant's end. After you and the merchant fill in the corresponding form, sign and seal it, fax it to the credit card customer service center of China Bank;

China Bank Credit Card Customer Service Center will have a special person to handle your application for car installment business. After processing, you will receive SMS notification of credit card transactions.

After receiving the SMS notification, swipe the card at the designated POS device to complete the installment payment transaction.

Advantages: Convenient handling. To handle the installment business, you only need to call for confirmation.

B. Customers who negotiate with branches to adjust the credit line (hereinafter referred to as mortgage guarantee installment).

If you don't have a specific quota, or the specific quota can't meet your car demand, you can go directly to the local branch of China Bank to handle the car installment business. The specific operation mode is as follows:

Provide application-related materials, including identity documents, written applications, relevant income or assets or guarantee certificates, etc. , the specific content shall be subject to the requirements of local branches;

After the local branch implements the guarantee, it will adjust the amount;

After the transfer is successful, the local branch will inform you to swipe your card at the designated POS equipment to complete the installment payment transaction.

Advantages: You can negotiate face-to-face with branch salesmen and handle installment payment flexibly according to your own characteristics to better meet your consumption needs.