1. I am a certain law firm entrusted by a certain bank to handle the credit card default (in fact, there is no such department as a collector, which is called debt settlement in the official bank language, and it is outsourced to individuals, holding the entrustment of the bank with the license of the law firm);

2. After confirming that you owe money to the bank, I will tell you the importance of owing money to the bank, and you are limited to pay back the money within the specified time. The specific situation depends on your repayment intention. As long as you are interested in repayment, you will recover the money little by little.

3. After talking about the seriousness of the matter, if you see that the debtor has no intention to repay or perfunctory, you will contact everyone you left in the bank to explain the seriousness;

4. If the debtors can be contacted, but they are unable to repay, they will be invited to interview them to find out their actual repayment ability;

5. If the debtor has not paid the loan for more than 2 months, he will ask the debtor to a place and say that he can untie the card and use it normally. In fact, he will cheat you, and the police will wait for you.

6. If you can't contact the debtor, call the contact person left by the debtor to recover, but it generally has little effect, and then hand it over to the police for handling. Those who owe money are classified as online fugitives.