How much can a temporary credit card apply for is the most concerned issue for many cardholders who want to raise the amount. Many card friends often encounter such a situation. When they receive the news that the bank allows cash withdrawal, they are full of expectations, only to find that the increased amount is only a fraction of the original amount. Today, I will tell you about the standard of temporary credit limit increase to help you solve your troubles.

Scope of application of temporary credit card limit

Temporary credit line refers to the total amount of credit temporarily increased by the bank to meet the temporary needs of customers based on the comprehensive score of customer qualifications and the permanent credit line. According to the relevant regulations of the bank, the temporary credit line of credit card is generally increased by 20%- 100% on the basis of the permanent credit line, and has a certain validity period, generally 1 to 3 months.

For example, if a cardholder's original credit overdraft limit is 8000 yuan and the bank increases it by 50% after he applies for temporary withdrawal, his credit limit will reach 12000 yuan within a certain period of validity.

Skills of applying for temporary credit card limit

After knowing how many temporary credit lines a credit card can apply for, let's look at a trick to apply for a temporary credit card line: because of the validity period, you can continue to apply for a temporary credit line as long as you pay off all the arrears of the temporary credit line when it expires. In other words, card friends who didn't apply for the desired quota for the first time don't have to worry. As long as you keep a good record of consumption and repayment, you can generally apply for a temporary credit card line every other month.

Having said so much about the amount of temporary credit cards you can apply for, I still want to remind you that the amount of temporary credit cards does not enjoy the repayment convenience brought by revolving credit, and generally it must be paid off in one lump sum, and you can't bill by installments. While enjoying the fun of consumption, card friends should not forget the pressure of due repayment.