Which bank credit cards can be applied for in Ji'an City, Jiangxi Province

1.

First of all, take a look at which banks are available in your city.

2. Generally, Bank of China, Postal Bank, Hua Xia Bank, and some rural commercial banks do not support online applications. other banks. All banks that offer credit card services can support online applications.

What kind of bank credit cards can be applied for in Ji'an County, Jiangxi Province?

Dear, you have the following application methods:

Currently, various state-controlled bank joint-stock systems Commercial banks, whether national or regional, actively encourage consumers to apply for credit cards. They are also trying their best to improve their service efficiency in order to better serve consumers. Of course, since each bank has different standards, consumers may feel that some banks' credit cards are not easy to handle.

Generally speaking, China Construction Bank, Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China have higher credit card application conditions and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks. Regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, Guangfa Bank, etc. are relatively more efficient in card processing and have higher credit limit approvals.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards, and the higher the credit card limit will be. Therefore, the editor is here to give you some tips so that you can apply for a credit card as soon as possible:

1. No matter which bank you apply for, the more detailed personal information you prepare, the better. Especially documents that document the condition of your property.

2. You can apply for a credit card online, which saves the time of waiting at the business office.

3. If you want to apply for a credit card with a larger limit, it will be more troublesome to apply at the four major state-owned banks. You may consider other banks.

Can I apply for a credit card at Ji'an Rural Commercial Bank?

Yes, the counter application process is:

1. Go to the bank branch where the credit card is processed, or find the staff of the local bank's credit card center and fill out the credit card application form. The content of the application form generally includes the applicant's name, basic information, financial status or source of income, guarantor and his/her basic information, etc.;

2. Submit certain copies of documents and certificates to the card issuing bank. ;

3. After filling in the application form truthfully, you must submit the relevant credit certificate together with the completed application form;

4. The application form is accompanied by a credit card. For the contract, the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for the credit card to be issued.

Is there any bank in Ji'an that can apply for a credit card if you have a job?

Hello, it means that only third-party intermediaries can handle the application. I am very happy to use my knowledge to help you. If you feel If it is useful, I hope you can adopt it, thank you!

Who can help me check if there is an outlet of Ping An Bank in Ji'an County, Jiangxi? If not, can I apply for a credit card from this bank?

1. If you apply for a credit card from our bank, You need to work or live in the city where our bank issued the card;

2. You can click the link below to check the information of nearby Ping An Bank branches.

Warm reminder:

If there is no branch of our bank in your city, you need to apply for a credit card:

1. You can apply for a card through life insurance, electronic sales and other channels. For details, please consult your Ping An Insurance salesperson;

2. If you already hold a credit card from our bank, applying for a new card will not be affected by your address;

3. Auchan Cardinal Card Applications can be made through Auchan Supermarket;

4. RT-Mart credit card applications can be submitted at RT-Mart supermarket locations (the card application channels are designated retail stores, which will be gradually opened. Specifically, the retail stores that are open to apply for cards are For details, please consult the card application staff or RT-Mart store).

Response time: 2020-09-16. For the latest business changes, please refer to the official website of Ping An Bank.

[Ping An Car Owner Loan] You can get a loan if you own a car, up to 500,000

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Minimum credit limit of Jiangxi Bank

The minimum credit limit of Jiangxi Bank credit card is 1,000. According to the credit card limit of Jiangxi Bank, the credit card limit of Jiangxi Bank is about 10,000 yuan, and the platinum credit card limit is 30,000 yuan. Most banks basically stipulate that 1,000-10,000 is a regular card, 10,000-50,000 is a gold card, and 500-100,000 is a platinum card. , 50,000-1 million is a diamond card.

1. The minimum limit of Jiangxi Bank’s credit card is 1,000

The credit card limit is determined based on the applicant’s comprehensive credit score. The higher the comprehensive credit score, the higher the credit card limit. . The comprehensive credit score mainly depends on whether the user's job is stable, how his income is, and whether he has a bad credit record. Maintaining good credit card usage habits can also improve your overall credit score and thereby increase your credit card limit.

2. Bank of Nanchang

English: Bank of Nanchang, Bank of Nanchang is based on the original 40 urban credit cooperatives in Nanchang City and was established by the local finance of Nanchang City. In December 1997, it was approved by the Chinese People's Bank of China. The bank was approved to be established. On August 6, 2008, it was approved by the China Banking Regulatory Commission and renamed Nanchang Bank Co., Ltd. with a registered capital of 2.382 billion yuan. Nanchang Municipal Finance Bureau is the largest shareholder. The headquarters of Nanchang Bank is located on the bustling Zhongshan Road in Nanchang City. Nanchang Bank has established branches in Guangzhou, Suzhou, Pingxiang, Jiujiang, Ganzhou, Xinyu, Shangrao, Yichun, Ji'an and other places, and initiated the establishment of 5 rural banks. There are 9 branches (branches), 16 first-level sub-branches in Nanchang area, 77 business outlets and more than 2,000 employees.

To sum up, as of the end of September 2013, the bank’s total assets reached 125.106 billion yuan, the balance of various deposits was 85.901 billion yuan, and the pre-tax profit was 1.768 billion yuan. On December 3, 2015, China The China Banking Regulatory Commission approved the merger of Nanchang Bank and Jingdezhen Commercial Bank, which was renamed Jiangxi Bank on December 15, 2015.

This ends the introduction about Ji’an Bank Credit Card and how to cancel Ji’an Bank Credit Card. I wonder if you found the information you need?