You can apply for credit cards from different banks at the same time, but the credit card application from the same bank needs to be at least 3 months apart. After a credit card is rejected, it usually takes half a year to apply for a new card in the same bank.

Information or certificates to be provided for handling credit cards:

1, a valid personal identity document, such as an identity card within the validity period.

2. The income certificate and work certificate issued and sealed by the work unit and the running list printed by the bank.

3. Asset certificates such as wealth management products, real estate licenses and driving licenses.

4. proof of address, such as water, electricity and gas bills for the last three months.

Credit card application form can usually be obtained at the bank counter.

Extended data

According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards:

1, credit card. That is, when the issuing bank provides bank credit, it overdraws first, and then repays or pays in installments. Most of these cards are used for international circulation. In other words, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". Most of these cards are used for international circulation.

2. quasi-credit card. It's a credit card issued by the bank. Deposit first and then spend. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance as a backup. The cardholder needs to use the card on the basis of the deposit balance, and generally no overdraft is allowed.

Credit card Baidu encyclopedia