After submitting the application, the review results will generally be available within 7 working days. After receiving the filled-in application form and complete supporting documents required for card application, the approval will be completed within 7-10 working days. If the application is approved, the card letter will be mailed by registered mail, which can usually be received 10 days after it is sent. Bank of Communications will notify the applicant by SMS after the card is sent; and if the application information provided by the applicant If you temporarily fail to meet the bank's card issuance requirements, the bank will also notify you of the review results by text message or letter.

The advantages of using a Bank of Communications credit card are:

1. You can repay in local currency at home and abroad

Whether you use a Bank of Communications credit card at home or abroad, you can finally choose RMB Repay the loan to avoid the inconvenience caused by insufficient foreign exchange abroad. With various repayment methods that save time, effort and worry, we can reasonably arrange funds and make travel and shopping more hassle-free.

2. Choose your own signature method

For every card payment made at a China UnionPay merchant, you can directly use your signature to confirm the transaction. If you are more accustomed to using signature and transaction password to confirm transactions, you only need to call our 24-hour customer service hotline at 800-988-8888 to enable the merchant transaction password verification service.

3. Enjoy the interest-free repayment period

You can enjoy the consumption experience of swiping your card first and repaying later without depositing cash in the Bank of Communications credit card. The interest-free repayment period is up to 56 days to make financial management easier.

4. Global support for merchant consumption

Whether you are domestic or overseas, you can make purchases at more than 20 million merchants with VISA/Plus, MasterCard/Cirrus and China UnionPay logos. Spend money, withdraw cash at more than 840,000 automated teller machines (ATMs), and enjoy convenient and fast services at any time.

5. There is no risk of card loss

If you accidentally lose or steal your Bank of Communications credit card, please call the 24-hour customer service hotline 800-988-8888 immediately to report the loss. Reporting a loss takes effect immediately, and you do not need to bear subsequent risks, eliminating worries.