How international students apply for a U.S. bank card is as follows:

Debit card.

The only condition for opening a card is that you provide a certain initial deposit and proof of identity.

In addition, debit cards from major banks such as Bank of America, Chase, TCF, etc. are exempt from annual fees, and there are no handling fees for withdrawing money from designated ATMs, which is very convenient. Remittances to and from the country are generally carried out through debit cards, because credit cards do not have the ability to save.

Credit card:

Some banks’ credit card applications do not require a job or past credit history. They only require a deposit of about US$500 to open an account. This US$500 must be paid within half a year. If it is not used within six months, it will be automatically unfrozen. At that time, your credit card will have a corresponding additional credit limit of 500, and then 500 will be your overdraft limit. Of course, this limit can be increased as your credit card record improves. The application success rate for this type of credit card is generally 100%.