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What credit card is the best to apply for and the fastest to get it processed?

Credit cards that are easy to apply for and quickly include Guangfa True Love Card, China CITIC Bank’s JD Baitiao Card, China Merchants Bank YOUY Card, Bank of Communications’ credit card, Industrial Bank’s credit card, etc. These are all pretty good. The speed of applying for a credit card from other banks also depends on the specific operations of the bank.

1. GF True Love Card

The GF True Love Card is the first domestic credit card designed specifically for women. There are many cards issued. Applicants generally can apply for this card as long as they have a stable income. Card.

As Guangfa’s most popular card-issuing True Love Card, it provides female users with a unique card-swiping consumption experience. Cardholders can choose from catering, entertainment, department stores and travel categories according to their own consumption habits. Choose one of the four consumption types and enjoy three times the credit card points discount.

As a member of the vast number of female compatriots, a friend of mine applied for a card not long ago. The application process was very fast. The friend applied on WeChat. After submitting the information, the bank sent the card within a few minutes. I received a text message with the approval result, and then received the card on the fourth day.

2. CITIC Bank’s JD Baitiao Card

JD Baitiao Card was jointly launched by CITIC Bank and JD Mall. Within a few days of its launch, the number of applications exceeded 100,000. Don't admit that this credit is really magical. The target group of JD Baitiao Card is young people, with low application threshold and fast card issuance speed. It is grandly launched as the first "Internet" credit card in China. Baitiao Card, which follows the trend of the times, will certainly attract a large number of young users.

Of course, the JD Baitiao Card is not only easy to apply for and suitable for young people, but also has many other advantages. For example, compared with other credit cards that are easy to apply for, the credit limit of the JD Baitiao Card is relatively high. High; when shopping on Jingdong Mall, you can first enjoy a 30-day interest-free payment period, use a small white card to spend, and then enjoy a 50-day interest-free repayment period; you can also enjoy various points, preferential activities, etc.

3. China Merchants Bank YOUY Card

For young people whose jobs are not yet very stable, it is not easy to apply for a credit card. However, China Merchants Bank’s YOUNG Card reduces the cost of applying for a credit card. The threshold for the card is that applicants can easily apply for the card by submitting a bachelor's degree or above when submitting application materials.

Moreover, the CMB YOUNG Card has the general benefits of a CMB credit card, such as points, preferential activities, etc. The biggest feature of this card is that the cash withdrawal amount is up to 100, which is not available in other CMB credit cards. And there is no handling fee for the first cash withdrawal amount every month. However, this card is only available to young people under 30 years old (including 30 years old), and friends over 30 years old cannot apply for it.

4. Credit card of Bank of Communications

The threshold for applying for a credit card of Bank of Communications is not high. Applicants only need to provide their ID card and personal photo, and they can basically apply for the card. , the card downloading speed is also faster, and it is more suitable for young people. However, although Bank of Communications' card application is fast, the credit card limit is not very high.

5. Industrial Bank’s credit card

Industrial Bank’s card application is very fast. As long as you provide another credit card, you will receive a text message reply immediately, including whether the application has been approved and the limit. But the prerequisite for successfully applying for a card is that you have no bad credit history.