The overdue credit card of China Construction Bank in 5 yuan will have an impact. First of all, overdue will lead to damage to personal credit records, which may have a negative impact on future credit approval. Secondly, banks may charge late fees or penalty interest to overdue accounts, which will increase the repayment burden. Finally, the bank may take collection measures, such as telephone collection and lawyer's letter, which will cause inconvenience and trouble.

conclusion: the overdue credit card of China Construction Bank in 5 yuan will have a negative impact on personal credit record, repayment burden and daily life.

Extended information: According to the Interim Measures for the Management of Basic Database of Personal Credit Information issued by the People's Bank of China, overdue repayment will be recorded in the personal credit report, which may affect the individual's application for loans and credit cards in other financial institutions. In addition, according to the contract, the bank can charge late fees and penalty interest for overdue accounts to increase the repayment amount. If the repayment is not made for a long time, the bank may take legal measures to collect it, which will bring trouble to individuals.