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Why does a Bank of Communications credit card generate a handling fee of 9 yuan if it is not used for a long time?

The annual fee will be waived in the first year. If you swipe the card 6 times in the first year, the annual fee will be waived for the following year regardless of the amount, and so on. The China Banking Regulatory Commission has regulations that no annual fee will be charged if you do not open a card.

However, there may be mistakes that may result in annual fees:

It is recommended that you pay the annual fee consciously. If you fail to pay it, it will cause your bad credit. Record!