Hello, first of all, the age needs to meet the standard, and the applicant needs to be between 18 and 65 years old; And have full capacity for civil conduct; The second personal asset standard, the applicant needs to have more than 2.5 million real estate or more than 500,000 cars, and the third is that the personal credit card record should be kept good, and the applicant has no credit card stains, because once the applicant applies for a high-end card like Baifu, it will be difficult to get a card once the credit card repayment is overdue.