The credit card used for Taobao shopping is similar to the pos credit card service in offline shopping malls. When the buyer buys something in the store and successfully pays by credit card, the merchant needs to pay the handling fee, which is automatically deducted from the money received by the merchant after the transaction is successful. This handling fee is the handling fee ratio of commercial consumption stipulated by UnionPay, and there is no cap amount.
Extended data:
The handling fee for credit card payment is 65438+ 0% of the transaction amount (including freight) (no upper limit), and the service fee is not calculated for Alipay account balance payment, red envelopes, points (Taobao Mall) and shopping vouchers. Tips:
1. Deduct the handling fee after confirming the receipt. You can go to the page of my Alipay consumption record, check the details of income and expenditure, and you can see very detailed accounts.
2. The deduction rate of the credit card handling fee does not need to be set by the merchant. If the seller opens the credit card service, the handling fee shall be borne by the seller; if it is not opened, the handling fee shall be borne by the buyer.
3. There is no specific proportion of the international credit card handling fee according to the acquiring product agreement, and both buyers and sellers will charge the handling fee.
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