1, credit card:

Credit Card (English: credit card) cash transaction payment is a simple credit service.

Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long and 1mm thick. It is issued by banks to individuals and units, so that they can shop, spend and deposit and withdraw cash from banks. The form is a card with the name, expiration date, serial number and cardholder's name printed on the front, and the card surface has a chip, a magnetic stripe and a signature strip.

2. Classification: Credit cards are divided into credit cards and quasi-credit cards, and cardholders are given a certain credit limit, within which they can spend first and then repay; Quasi-credit card refers to the quasi-credit card issued by the bank. The cardholder deposits a certain amount according to the regulations, and when the amount is insufficient to pay, he can overdraw within the prescribed credit limit.