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How to add a bank card to ICBC e-Link

1. Open ICBC e-Link, find the "Wallet" option below, and click to enter.

2. Find the "Card Pack" option in the wallet interface and click to enter.

3. Find the "Bank Card" option in the card package interface and click to enter.

4. Enter the bank card number and password to be added and click "Next".

5. After the input is completed, the bank card can be added successfully.

Operating environment: Redmi K20MIUI11.0.4, iPhone11 system version: iOS15.0, app version: ICBC e7.2.61

1. Bank cards refer to those approved by commercial banks (Including postal financial institutions) Credit payment instruments issued to the society with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

Card Types

2. Debit Cards

Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Debit card (debit card) can be used for consumption online or at POS, or transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.

3. Credit card

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank

4. Loan Credit card

Credit card (Credit card), often called a credit card, refers to a card-issuing bank that gives the cardholder a certain credit limit. The cardholder can consume within the credit limit first and then repay. credit card. It has the following features: consume first and repay later, enjoys an interest-free payment period (up to 56 days), and has a minimum repayment amount. Customers can repay in installments if they have overdrafts. Customers need to pay a certain amount of annual fees to the bank they apply for, which differs from bank to bank.