1. ICBC credit card limit query method
1. Telephone query
Call the ICBC Credit Card Center hotline 95588 and follow the prompts to query the limit information.
2. SMS query
You can use the reserved mobile phone to edit the SMS CXED#card number# SMS banking password to query the credit limit information.
3. Online banking inquiry
Please log in to ICBC e-Life, select "Finance" and follow the page prompts to inquire about the limit
4. Branch inquiry
You can also check your credit limit information at a nearby ICBC branch.
Notes
1. You can spend money within the available limit of your credit card. After self-service credit card repayment, the available credit limit will be restored in principle in real time. The settings of each branch are slightly different, please refer to the actual situation;
2. Our bank will grant credit limits based on your personal comprehensive credit situation. Please refer to the quota adjustment results for specific details.
2. ICBC credit card limit adjustment method
1. Temporary limit adjustment
When your credit limit cannot meet your consumption needs, you can call the customer service hotline (95588)/VIP customer service hotline (4006695588)/Platinum card customer service hotline (4000095588) contact the customer service specialist to apply.
You can also adjust the limit on your own in online banking, log in to online banking, and click "Credit Card Services" → "More" → "Adjust Limit" → "Temporary Limit Adjustment".
2. Permanent limit adjustment
You can submit the latest financial income certificate and apply for it at any branch of our bank. Our bank will make an adjustment based on your past card usage history, repayment Records and other circumstances will be reviewed, and the credit limit will be appropriately adjusted for you after passing the review.
You can call the customer service hotline (95588)/VIP customer service hotline (4006695588)/Platinum card customer service hotline (4000095588) to contact the customer service specialist to apply.
You can also adjust the limit on your own in online banking, log in to online banking, and click "Credit Card Services" → "More" → "Adjust Limit" → "Permanent Limit Adjustment".