When people use credit cards, they sometimes need to withdraw cash, but generally they need handling fees and interest. Different banks charge different fees. Not long ago, a friend applied for a credit card from China Bank. Q: How much is the handling fee for withdrawing cash from a credit card from China Bank? How much is the interest?

I. Handling fee

China Bank charges different fees for different types of credit cards, and different cash withdrawal methods also charge different fees.

1. Withdraw cash at the bank counter

Among them, Great Wall Global Connect products are cashed at the counter, and local banks are free. The handling fee of foreign banks is 1% of the cash withdrawal amount, with a minimum requirement of 10 yuan and a maximum of 50 yuan/transaction. If it is overseas, the handling fee is 3% of the cash withdrawal amount, with a minimum of USD or 500 yen per transaction.

Among them, BOC's products are cashed over the counter, and the domestic handling fee is 1% of the cash withdrawal amount, with a minimum requirement of 10 yuan/transaction, and the overseas handling fee is 3% of the cash withdrawal amount, with a minimum of USD/transaction or 500 yen/transaction.

Machine cash withdrawal

Great Wall GSM products are cashed at ATM machines, and local banks are free. Foreign banks 10 yuan/pen, local banks/4 yuan/pen, foreign banks 12 yuan/pen. For cash withdrawal by overseas non-UnionPay institutions, the handling fee is 3% of the cash withdrawal amount, and the minimum USD/transaction or 500 yen/transaction is 65,430 yuan.

China Bank's series of products are cashed at ATM machines, and the domestic handling fee is 1% of the cash withdrawal amount, with a minimum of 8 yuan per transaction; The domestic inter-bank handling fee is 1% of the cash withdrawal amount, with a minimum of 12 yuan RMB per transaction; The handling fee for overseas non-UnionPay institutions is 3% of the cash withdrawal amount, with a minimum of USD or 500 yen per transaction; The handling fee for overseas UnionPay institutions is 65430.

Second, interest

The interest on cash withdrawal of China Bank's credit card is calculated on a daily basis, with a daily interest rate of 0.5 ‰. It should be noted that the withdrawal is not interest-free for 50 days, so the interest is calculated from the second day of withdrawal.

The above is the summary information of China Bank's credit card withdrawal fee and interest. Friends who need to withdraw their credit cards from the Bank of China can refer to the above contents to have a general understanding of the charges and interest.