Wing payment transfer has two situations:?
1, transfer to other wing payment accounts, and receive the account in real time. If the payee's mobile phone does not open a wing payment account, it will remind the transferor that the other party has not opened a wing payment account. After the payment is successful, the other party will be notified by SMS to open an account and collect money. If an account is not opened within 2 hours, the money will be returned to the account. The payee opens the wing payment account within 2 hours, and the transferred funds are transferred to the payee's wing payment account in real time.
If the payee fails to open a wing payment account within 2 hours, the transferred funds will be transferred back to the wing payment account of the transferor within 3 hours from the transaction time. ?
2. Transfer to bank card: generally, it will arrive within 2 hours, and it will arrive on the same day at the latest; If the transfer fails, the refund will be processed in the second job after the transaction.
Extended data:
Banks such as Wing Pay are APP transfer functions:
1, it is also very convenient for the bank APP to repay. Take Ping An Bank as an example. After the savings card is bound, it can be repaid with one click, and the repayment can be realized immediately. After the opening of advanced online banking, you can also use the savings cards of other banks to realize zero-fee inter-bank transfer and enjoy a variety of living payment rights on the APP.
There are two apps for repayment of China Merchants Bank, namely China Merchants Bank APP and Pocket Life App. These two major apps not only support China Merchants Bank's credit card repayment, but also support other banks' credit card 0 handling fee repayment. Among them, if you repay the credit card of other banks through China Merchants Bank App, you only need to choose to use the "transfer" function to repay the credit card of other banks.
At present, credit card repayment of all domestic banks is basically supported, with real-time payment and free handling fee. In the Pocket Life App, you can directly choose "Return to Other Banks" in credit card repayment, and you can support repayment with 53 bank debit cards to 19 bank credit cards.
Jingdong Finance and Telecom Wing Payment also tried to open the market through credit card repayment.
It is not only very convenient for customers to repay by credit card, but also save money: after binding credit card and savings card, users often receive repayment vouchers issued by APP. However, compared with the repayment speed of bank apps, the credit card repayment time of these apps is often longer.
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