The annual fee policy for Bank of Ningbo credit cards varies depending on the card issuance area and the type of credit card.

Specifically, Bank of Ningbo’s ordinary credit cards and gold cards are exempt from annual fees in the year before the card is issued, and the annual fees are waived for the first payment. The annual fees are also waived when the transaction reaches a certain amount; while platinum cards and diamond cards are free of annual fees. Cards require an annual fee, which varies depending on the type and limit of the credit card. In addition, some supplementary cards also require corresponding annual fees. The specific annual fee policy shall be subject to the latest information provided by Bank of Ningbo’s official website or customer service. Before applying for a credit card, you should fully understand the relevant regulations so that you can choose a suitable credit card based on your actual situation.