Hello, let me answer you one by one

1. When applying in the business hall, the municipal bank needs to hand it over to the provincial bank and then to the credit card headquarters, so if there is a department pressing it, then It’s not that fast. As long as the headquarters receives your application materials, the decision on whether to approve the card will definitely be completed within 15 days. This is ICBC’s regulation and requires it to be completed within 15 days, so just wait. There may be too many materials at the end of the year. You You can inquire through the customer service phone number. You must have online banking on the ICBC website to enter the inquiry. Otherwise, you will not be able to enter.

2. The card mailing address is usually the work unit, unless you choose the home address

3. If the credit limit is 3,000, you can buy 5,000 worth of goods, but you need to deposit 2,000 yuan. However, if you want to make installments, you can only pay for 3,000 installments, because the available installment limit given by the bank is 3,000. ICBC installments are very suitable, and the monthly handling fee is basically 0.6

4. That’s basically it. If you don’t understand, you can ask me or ask for targeted help. If you are satisfied, please accept