1. When the cardholder applies for cash installment, it is deemed to apply for credit limit adjustment at the same time. Our bank has the right to evaluate and decide whether to adjust the credit card credit based on the cardholder's credit status and the use of the credit limit. Quota. Regardless of whether the cardholder accepts our bank's adjustment to the credit limit of his or her account, the cardholder is responsible for repaying the outstanding debts. When the cardholder settles the cash installment, our bank has the right to adjust the credit limit based on the comprehensive assessment.
So, when you apply for cash installment, it is equivalent to applying for a limit increase, but it is not necessarily successful. If you use the card improperly during the cash installment period, the limit may be adjusted back.
2. The cash installment limit can exceed 50,000, but the available limit for gold cards is fixed and the maximum is 50,000. The youth version of YOUNG card is a UnionPay single currency gold card.
3. The number of installments depends on your own needs. There is no limit.