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What are the conditions for applying for a credit card with a limit of more than 10,000?

Depending on your credit limit requirements, the credit card limit is between 10,000 and 50,000, which belongs to the category of gold card. Under normal circumstances, in addition to being between 18 and 65 years old and having good credit, applying for a gold card also requires sufficient financial ability.

Take the Industrial and Commercial Bank of China as an example. The conditions that need to be met to apply for a gold card are as follows (any one of them can be met)

1. ICBC Elite Account Card/Five-star Customer Or deposit more than RMB 200,000

2. ICBC Wealth Management Elite Account Card/six-star customer or deposit more than RMB 1 million

3.Private bank card/seven-star customer or deposit More than 8 million

4. ICBC Elite Account Card/five-star customer or deposit of more than 200,000

If there is no deposit from ICBC or other business, the monthly income must be above 4,000 You can also apply if you have RMB or equivalent foreign currency or above, good overall credit status, and no bad credit record. Therefore, you can apply for an ICBC Gold Card in your case, but the specific credit card limit still needs to be determined by the bank based on your comprehensive qualifications.